Earn cashback on all your business spending | Funding Circle
Earn cashback on every team purchase
Company cards that also let you claim control over your spend? We’ve got you covered. Our new Cashback Company cards turn employees’ everyday purchases into market-leading rewards. Ultimate value for your whole business.
Apply now Check your credit limit for free
Apply as a limited company without affecting your credit score
Excellent
16,880 reviews
Read Trustpilot reviews
- 2% cashback for the first 6 months (up to £2,000)
- 1% uncapped cashback after that
- Free unlimited Company cards
- Up to £250,000 credit limit
- Rates from 14.9% per year
Business spending made simple
No more petty cash or chasing receipts. Give your trusted employees, partners, and contractors the freedom to buy what they need, anywhere Visa is accepted. It’s the simple way to manage expenses - with cashback on top.
Set custom spend limits
Get full visibility, all from your online account. You control the spending limits for each cardholder and can freeze or unfreeze cards in a click. That means it’s easier than ever to keep budgets on track.
No per-card fees to worry about
We never charge a fee for adding more cardholders, giving you more leeway to scale up. Zero annual costs, unfair charges or foreign exchange fees.
Company cards in just a few clicks
Simply apply and receive a quick decision. No credit score impact. Your team will be up and running in no time at all.
1
Apply for a decision in minutes
2
Issue cards for you and your whole team
3
Set spend limits while your team earn cashback*
Seamless accounting for all Company cards
As your trusted team puts back into your business, their transactions sync straight to one of Sage, Xero or FreeAgent. No manual expenses slowing them down.
Our secure integration is fully automated, so you can say goodbye to petty cash delays or time-consuming reimbursements. That’s because you’ll see your transactions in one convenient place. Giving you more time to run your business.
Think how much harder your team’s business spend could be working? Issue unlimited Company cards with absolutely no per-card fee. Then watch the cashback come in. Apply for your free cards now.
Frequently asked questions
For more details, read our full FAQs.
What are Company cards (Beta)?
Show answer
Company cards is our new ‘Beta’ feature that lets the main account holder easily issue multiple business credit cards to trusted team members and set their own custom spend limits.
Company cards are still in the ‘Beta’ stage, which means we’re still fine-tuning things to make them even better. We want customers to benefit from better spend control and market-leading cashback at the same time, while also collecting valuable feedback to make the product right for you.
How’s the ‘Beta' stage different from the full experience?
Show answer
While we fine-tune the customer experience, the ‘Beta’ version lets you access benefits right away. You can issue multiple Company cards to earn more cashback and manage your team's spend limits.
While we work hard to fine-tune things, here’s what you get today:
- Card delivery: Physical cards now arrive in 3 to 5 working days.
- Card management: You can run all your Company cards straight from your online account or mobile app.
- Spending limits: Your limit’s currently set per calendar month, as this matches up with most small businesses owners’ needs.
Does spend on the additional Company card qualify for cashback?
Show answer
Yes, Company cards still get 2% cashback for the first 6 months (up to £2,000), then 1% uncapped cashback after that. That means your whole team can earn cashback for your business.
Who can order Company cards?
Show answer
Only the main account holder has the ability to issue new Company cards through their online account. This must be a director of the business.
How much do Company cards cost?
Show answer
There’s no cost to issue additional cards. Zero annual or subscription fees apply – and there are no extra costs for additional cards. Our goal is to provide a powerful cashback tool that helps you grow, without unfair monthly charges.
Is there a limit to the number of Company cards I can order?
Show answer
You can order an unlimited number of free cards for your team.
Who can I order Company cards for?
Show answer
You can order cards for employees, other directors of the business, or business partners.
How can I manage my Company cards?
Show answer
Go to the ‘Cards’ tab, then ‘Company cards’:
- View status: See the latest status of every card, from ‘invited’ to ‘active’
- Quick actions: Use the dropdown on an active card to freeze or unfreeze, cancel, re-order or manage spend limits
How do I set spend limits?
Show answer
You can manage the monthly limit in your online account once the Company card has been ordered. This can range from £0 up to any amount. If you decide not to set a limit, the card will automatically default to £100 for security reasons.
Can I re-order or cancel Company cards?
Show answer
Yes, simply go to your online account, then ‘Cards’, where you can choose to re-order or cancel a specific card.
*2% cashback for the first 6 months or up to £2,000, whichever comes first. Market-leading cashback business credit card where the business can apply without needing an existing current account with the credit provider.