# fundingcircle.com > AI-optimized mirror of fundingcircle.com containing 985 pages totalling 1,190,931 words of clean markdown content, structured data, and semantic HTML. Original source: https://fundingcircle.com. Last updated: 2026-07-21T08:55:34.152Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [careers/index.html](/content/careers/index.html) (965 words) - [Home - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/index.html): We’re the UK’s leading multi-product finance platform for SMEs. We help small businesses borrow, spend and pay later with instant decisions and AI-powered speed. (640 words) ## Articles & Blog Posts - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/38/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (85 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/39/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (85 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/37/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (98 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/40/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (104 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/36/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (102 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/41/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (54 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/35/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (99 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/42/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (73 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/34/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (113 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/43/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (73 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/44/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (104 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/33/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (70 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/32/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (99 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/45/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (96 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/31/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (20 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/46/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (107 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/30/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (113 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/47/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (105 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/48/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (96 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/29/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (107 words) - [Key dates for small businesses in 2025 | Funding Circle](/content/uk/resources/news/key-dates-for-small-businesses-in-2025/index.html): In October 2024, Labour’s first Budget announced a raft of changes that will affect small business owners in 2025 so it's time to get the diaries out. (966 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/28/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (108 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/50/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (80 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/27/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (90 words) - [How FlexiPay helps ecommerce businesses | Funding Circle](/content/uk/resources/news/how-flexipay-helps-ecommerce-businesses/index.html): Every ecommerce business faces peaks and valleys. Whether it’s the holiday rush or a summer slump, your cash flow rarely matches your inventory needs. (996 words) - [Our 2025 Charity: Great Ormond Street Hospital | Funding Circle](/content/uk/resources/news/charity-of-the-year-great-ormond-street-hospital-childrens-charity.html): We’re proud to announce that this year Funding Circle’s employees will be fundraising for Great Ormond Street Hospital Children’s Charity. (605 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/26/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (75 words) - [How UK businesses can mitigate economic shocks | Funding Circle](/content/uk/resources/news/mitigate-global-economic-shocks/index.html): Here's what's been happening in the economy, how it might affect small businesses, and what you can do to mitigate the impact of further economic shocks. (839 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/25/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (116 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/24/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (112 words) - [10 years of supporting small | Funding Circle](/content/uk/resources/news/10-years-of-supporting-small/index.html): In the aftermath of the 2008 financial crash, Funding Circle was founded in 2010 with a mission to build a better financial world. (964 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/23/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (92 words) - [Funding Circle are backing small businesses | Funding Circle](/content/uk/resources/news/5-ways-funding-circle-are-backing-small-businesses/index.html): The world needs small businesses. From creating jobs, nurturing talent and generating profit at a regional level, small businesses enhance local communities. (711 words) - [The payment trends shaping 2025 | Funding Circle](/content/uk/resources/news/2025-payment-trends/index.html): Several important trends are driving changes in business finance in 2025 - from AI security to more payment options to buy-later features. (819 words) - [A fresh new look for Funding Circle | Funding Circle](/content/uk/resources/news/backing-small-businesses-a-fresh-new-look-for-funding-circle.html): Our business has changed and grown to better serve our customers. So we needed a new brand that reflected that… (597 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/22/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (92 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/51/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (113 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/21/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (121 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/5/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (92 words) - [What Labour’s Election win means for business | Funding Circle](/content/uk/resources/news/what-general-election-means-for-small-business/index.html): Britain has a new Government. After 14 years under Conservative leadership, Labour won the General Election on Thursday 4th July 2024 with a majority. (804 words) - [5 ways we're backing independent retailers | Funding Circle](/content/uk/resources/news/5-ways-funding-circle-are-backing-independent-retailers.html): We love independent retailers at Funding Circle and back lots of indie retail businesses to succeed. (697 words) - [Backing small businesses with Premiership Rugby | Funding Circle](/content/uk/resources/news/premiership-rugby-season-highlights/index.html): On 8th June we celebrated the end of our second season of Premiership Rugby sponsorship with an action-packed day at the Gallagher Premiership Final. (551 words) - [Our work supporting people who are homeless | Funding Circle](/content/uk/resources/news/nishkam-swat-funding-circle-volunteering/index.html): Contributing to the community is important to us, and we’re proud to have been named Socially Responsible Lender of the Year at the NACFB Awards 2022 (242 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/52/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (107 words) - [links-servicemail/servlet/mailview/index.html](/content/links-servicemail/servlet/mailview/index.html) (4 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/20/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (85 words) - [Improvements to help your clients get funding | Funding Circle](/content/uk/resources/news/debentures-launch-improvements-to-help-clients/index.html): At Funding Circle, we’re always looking for new ways to improve our products and services to help your clients secure the funding they need. (392 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/6/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (106 words) - [Events roundup – April 2024 | Funding Circle](/content/uk/resources/news/events-roundup-april-2024/index.html): This April we were pleased to host a number of valued brokers at Cheltenham Festival and also run an event in aid of International Women’s Day (264 words) - [In partnership with Premiership Rugby | Funding Circle](/content/uk/resources/news/backing-businesses-across-the-uk-in-partnership-with-premiership-rugby.html): Funding Circle have been proud sponsors of Premiership Rugby since 2022, backing big players and small businesses (571 words) - [Announcing our 2024 Charity of the Year – Refuge | Funding Circle](/content/uk/resources/news/refuge-2024-charity-of-the-year/index.html): We’re proud to announce that this year Funding Circle’s employees will be fundraising for Refuge, the UK’s largest domestic abuse organisation. (559 words) - [Introducer Team Q1 Awards | Funding Circle](/content/uk/resources/news/introducer-team-q1-awards/index.html): At Funding Circle, we’ve always put celebrating the everyday wins at the heart of our culture. Here are some of the recent call outs from Q1. (245 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/19/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (107 words) - [Resilient SMEs are poised for future growth | Funding Circle](/content/uk/resources/news/impact-report-small-business-growth/index.html): We take a look at six key announcements for small businesses in the Spring Budget, and explain how these will affect businesses in the months to come. (362 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/53/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (120 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/7/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (82 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/18/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (98 words) - [FlexiPay, our new credit line for your clients | Funding Circle](/content/uk/resources/news/flexipay-new-product-for-brokers/index.html): FlexiPay is a flexible line of credit that gives your clients the freedom to decide when and how they pay business costs. (782 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/54/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (91 words) - [What the Autumn Statement means for SMEs | Funding Circle](/content/uk/resources/news/autumn-statement-2023/index.html): The Chancellor delivered his Autumn Statement last month. He spoke of plans to ‘remove the barriers’ to growth for businesses of all sizes. (631 words) - [Managing subscriptions with a business card | Funding Circle](/content/uk/resources/business-finance/managing-subscription-costs-with-a-credit-card/index.html): When it comes to recurring business subscriptions, Netflix probably isn’t on the list, but CRMs, management software and other essentials almost certainly are (936 words) - [Will Brexit import charges affect your business? | Funding Circle](/content/uk/resources/news/brexit-border-charges-explained-for-businesses/index.html): New trade rules are coming into force this year that will impact UK businesses that import goods from the EU. (609 words) - [State of the market 2024 | Funding Circle](/content/uk/resources/news/state-of-the-market-2024/index.html): Last year UK SMEs once again showed resilience to a challenging macroeconomic environment. Now with 2024 underway, here’s our thoughts on what might come next (366 words) - [Broker Vision 2024 | News | Funding Circle](/content/uk/resources/news/broker-vision-2024/index.html): 2023 was a year of change and growth for the broker team at Funding Circle, and as we start our 2024 journey, it’s important to look to the year ahead (417 words) - [We’ve lowered our business loan interest rates | Funding Circle](/content/uk/resources/news/weve-lowered-our-business-loan-interest-rates/index.html): As inflation is beginning to drop and the base rate set by the Bank of England is predicted to be cut, we’re now able to provide lower interest rates. (258 words) - [What businesses learnt when applying for credit | Funding Circle](/content/uk/resources/business-finance/things-to-know-before-applying-for-a-card/index.html): Taking your first step into business credit often comes with a few surprises. Businesses regularly mention they’ve learned from their first credit experience (1,122 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/17/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (109 words) - [Introducing multi-factor authentication | Funding Circle](/content/uk/resources/news/introducing-multi-factor-authentication/index.html): To better protect your clients’ data and your commission, we’re replacing the security questions in our portal with multi-factor authentication when you log in (286 words) - [Credit facility or credit card for big purchases | Funding Circle](/content/uk/resources/business-finance/credit-facility-or-credit-card-which-one-is-the-right-option-for-large-purchases.html): When your business is making a big purchase, choosing the right finance matters. A credit facility and a credit card both offer flexible spending power (996 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/55/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (106 words) - [Inside the Broker Sales Round-Up 2023/24 | Funding Circle](/content/uk/resources/news/inside-the-broker-sales-kick-off-2024/index.html): Our annual round-up brings all of the broker sales team together to celebrate the success of each region and to look ahead and set goals. (264 words) - [FlexiPay now comes with a card | Funding Circle](/content/uk/resources/news/flexipay-now-comes-with-a-card/index.html): we recently introduced a business credit card to FlexiPay by Funding Circle – our interest-free, flexible line of credit for businesses. (253 words) - [Changes we’ve made to support brokers in 2023 | Funding Circle](/content/uk/resources/news/loan-changes-that-support-your-clients/index.html): At Funding Circle, we’re always looking at new innovations and improvements we can make to better support our Introducer community and their clients (951 words) - [When is right to switch business credit card? | Funding Circle](/content/uk/resources/business-finance/when-is-the-right-time-to-switch-your-business-credit-card.html): Even if you like your business credit card there comes an all-important moment when it’s worth asking: is it time for a change? (1,469 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/8/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (84 words) - [Q&A with Rachael, Head of Broker at FC | Funding Circle](/content/uk/resources/news/qa-with-rachael-raymond-head-of-broker-at-funding-circle.html): Rachael Raymond is Head of Broker at Funding Circle and oversees a team of talented circlers in our broker/introducer channel (551 words) - [Business credit card best practices | Funding Circle](/content/uk/resources/business-finance/business-credit-card-best-practices-and-how-to-keep-your-spending-organised.html): Adopting clear business credit card best practices like regularly reviewing transactions and categorising expenses helps keep things simple and organised (838 words) - [Supporting women in the Introducer community | Funding Circle](/content/uk/resources/news/supporting-women-in-the-introducer-community/index.html): Women are just as capable of leading successful businesses as men, but they continue to face disadvantages when it comes to securing funding. (341 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/56/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (62 words) - [What business owners need for 2025/26 tax year | Funding Circle](/content/uk/resources/business-finance/accounting-tax/what-business-owners-need-to-know-2025-26-tax-year/index.html): Our round-up of all the changes small business owners need to know as we start the new 2025/26 tax year. (685 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/16/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (111 words) - [A Government-backed loan can fund assets | Funding Circle](/content/uk/resources/business-finance/could-a-government-loan-fund-your-business-asset/index.html): Whether you’re looking for a new or used vehicle, manufacturing equipment or office furniture, you could fund it with a Government-backed loan. (534 words) - [Autumn Budget 2024 - What it means for business | Funding Circle](/content/uk/resources/news/autumn-budget-2024-what-does-it-mean-for-small-business.html): Almost four months after winning the General Election, Labour delivered their first Budget in 14 years on Wednesday 30th October 2024. (599 words) - [Managing large equipment purchases with FlexiPay | Funding Circle](/content/uk/resources/business-finance/large-equipment-purchases-with-flexipay/index.html): Major equipment purchases often represent a significant step forward for your business, but they also come with a price tag that can disrupt your cash flow. (834 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/57/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (76 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/9/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (75 words) - [Business credit card application help | Funding Circle](/content/uk/resources/business-finance/avoid-these-common-pitfalls-when-applying-for-a-business-credit-card.html): When applying for a business credit card, you want to give yourself the best chance of being accepted, so it’s important to avoid common pitfalls. (1,037 words) - [Spend globally without foreign exchange fees | Funding Circle](/content/uk/resources/business-finance/spend-globally-without-foreign-exchange-fees/index.html): For a business making regular international payments, the costs can add up to thousands each year. That’s money that could be invested rather than being lost. (519 words) - [What is a 0% business credit card? | Funding Circle](/content/uk/resources/business-finance/what-is-a-0-interest-business-credit-card/index.html): Is there such a thing as a 0% business credit card? And if so, are there catches? Is it too good to be true? We share the answers. (910 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/15/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (120 words) - [How does interest work for business cards? | Funding Circle](/content/uk/resources/business-finance/interest-rates-for-business-cards/index.html): Most business owners know the basics, be it missing a payment or paying some form of interest, but the details often get lost in the day-to-day rush (1,193 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/16/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (106 words) - [How do interest rates work? | Funding Circle](/content/uk/resources/business-finance/how-do-interest-rates-work/index.html): As a small business owner it’s vital to understand interest rates so you know how changes in the base rate might affect your business. (890 words) - [What does the rate cut mean for businesses? | Funding Circle](/content/uk/resources/business-finance/affect-of-bank-of-england-rate-cut-on-small-businesses.html): At their meeting on 7th August 2025, the Monetary Policy Committee voted to cut the Base Rate by a further 0.25% to 4%. (456 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/58/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (100 words) - [DEI: Diversity, Equity and Inclusion at FC | Funding Circle](/content/uk/resources/news/diversity-equity-inclusion-dei/index.html): Celebrating Diversity, Equity, and Inclusion (DEI) at Funding Circle is an important part of our culture and who we are. (399 words) - [What to put on your business credit card (and what to avoid)](/content/uk/resources/business-finance/what-to-put-on-your-business-credit-card/index.html): Tempted to put all your expenses on the Business credit card? Learn which ones boost cash flow and earn rewards, and which purchases to avoid. (908 words) - [The Impact of Recessions on Businesses | Funding Circle](/content/uk/resources/news/recessions-businesses/index.html): Good and bad periods of market conditions are an inevitable part of running a business. Knowing how to prepare for hard times is important. (931 words) - [What is a business overdraft? | Funding Circle](/content/uk/resources/business-finance/when-a-short-term-loan-makes-sense-for-business/index.html): A business overdraft is a short term credit facility that can be used to access cash flow when your business needs it. (958 words) - [The new tax rules around double cab pick-ups | Funding Circle](/content/uk/resources/business-finance/double-cab-pick-ups-tax-rules/index.html): Among all the headline tax changes in the Autumn Budget 2024 was a blink-and-you’ll-miss-it detail about the treatment of double cab pick-up trucks. (645 words) - [How asset refinancing can free up cash for growth](/content/uk/resources/business-finance/how-can-asset-refinancing-free-up-cash/index.html): Own valuable equipment but need cash? Learn how to get the money you need from your assets without having to sell the tools that run your business. (964 words) - [April 2025 tax changes: a round-up | Funding Circle](/content/uk/resources/business-finance/tax-changes-for-businesses/index.html): As every business owner will know, April is a big month; it's the start of the new tax year, and the tax changes of the Autumn Budget come into effect (635 words) - [High inflation rates & small businesses | Funding Circle](/content/uk/resources/news/inflation-small-business/index.html): Since early 2022, inflation has become a persistent issue in the UK, with widespread news coverage and experts making predictions of what may happen next. (889 words) - [Submitted loan documents – A comprehensive guide | Funding Circle](/content/uk/resources/news/submitted-loan-documents-a-comprehensive-guide/index.html): We’ve compiled a comprehensive checklist for you to use when gathering your customer’s documents - here’s everything you need to get it right the first time. (683 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/14/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (131 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/17/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (72 words) - [How UK businesses can save on global spending | Funding Circle](/content/uk/resources/business-finance/how-businesses-can-save-on-global-spending/index.html): Foreign exchange fees are one of the biggest hidden costs for UK businesses. Find out what you could do to hold on to more of your hard-earned funds. (824 words) - [How a business credit card helps entrepreneurs | Funding Circle](/content/uk/resources/business-finance/how-a-business-credit-card-can-help-aspiring-entrepreneurs.html): Running a business comes with enough stress already, and the last thing you need is to lose sleep over cash flow gaps or unexpected expenses. (891 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/15/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (93 words) - [Government-backed loans for your clients | Funding Circle](/content/uk/resources/news/government-backed-recovery-loan-scheme-new/index.html): We’re delighted to announce that we’re offering the Government’s Recovery Loan Scheme (RLS) once again. (272 words) - [Could asset finance save you money? | Funding Circle](/content/uk/resources/business-finance/could-asset-finance-save-you-money/index.html): In the market for a new piece of equipment or vehicle? Did you know you could save up to 50% with asset finance? (758 words) - [A round-up of summer broker team events| Funding Circle](/content/uk/resources/news/broker-events-june-july-2023/index.html): With summer now upon us, our teams have been incredibly busy working and socialising with brokers at a number of events. (490 words) - [9 financial resolutions for the New Year | Funding Circle](/content/uk/resources/business-finance/9-financial-resolutions-for-the-new-year/index.html): A new year means a new start, making it a golden opportunity to start preparing your finances for the year ahead. (1,282 words) - [Is your company ready for a business credit card | Funding Circle](/content/uk/resources/business-finance/is-your-company-ready-for-a-business-credit-card/index.html): If you're wondering whether a business credit card might help streamline your finances and give a bit more flexibility, you’re not alone. (899 words) - [What are the options for paying corporation tax? | Funding Circle](/content/uk/resources/business-finance/what-are-the-options-for-paying-corporation-tax/index.html): Corporation tax is a big annual expenses and managing such a significant payment alongside day-to-day operations can prove to be a real challenge. (842 words) - [Our new Young Apprentices campaign | Funding Circle](/content/uk/resources/news/why-sustainability-is-key-to-creating-a-successful-business.html): We recently launched a campaign showing importance of sustainability, with small business owners eager to go green, but not able to prioritise (447 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/18/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (100 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/10/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (76 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/14/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (103 words) - [A Business owner’s guide to switching off | Funding Circle](/content/uk/resources/business-finance/small-business-owners-guide-to-switching-off-at-christmas.html): Struggling to switch off this Christmas? We share 8 realistic tips to help small business owners slow down, recharge, and prepare for the New Year. (1,204 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/59/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (104 words) - [The Cost of Living Crisis Impact on Businesses | Funding Circle](/content/uk/resources/news/cost-of-living-crisis/index.html): Businesses have been grappling with the repercussions of the cost of living crisis, particularly those still recovering after the pandemic. (872 words) - [The Growth Guarantee Scheme questions answered | Funding Circle](/content/uk/resources/business-finance/growth-guarantee-scheme-top-questions/index.html): The Growth Guarantee Scheme, the new Government-backed finance scheme, launched on 1st July. Here is everything you need to know about the scheme. (451 words) - [A round-up of our 2023 broker events so far | Funding Circle](/content/uk/resources/news/broker-funding-circle-2023-events/index.html): 2023 has got off to a strong start for our broker team, who have been busy meeting brokers at a range of exciting events (462 words) - [We’ve partnered with BIRA to help businesses | Funding Circle](/content/uk/resources/news/bira-funding-circle-partnership-launch/index.html): This new partnership will give BIRA customers direct access to fast, hassle-free funding as part of our mission to support small and medium sized businesses. (234 words) - [Our first ever broker panel | Funding Circle](/content/uk/resources/news/our-first-broker-panel/index.html): Last month was an exciting one for the broker team at Funding Circle as we hosted our first ever broker panel at the Full Circle, our bi-annual company event. (304 words) - [Can I use a personal credit card for business? | Funding Circle](/content/uk/resources/business-finance/can-i-use-a-personal-credit-card-for-business/index.html): Using a personal credit card for business expenses is allowed but it can create headaches further down the line. Here are the pros and cons. (1,047 words) - [Prem Rugby sponsorship season 1 | Funding Circle](/content/uk/resources/news/first-season-premiership-rugby-sponsorship/index.html): Our first year of partnership with Premiership Rugby has ended, so we want to say a big thank you for making it so special. (247 words) - [Business credit cards and operational expenses | Funding Circle](/content/uk/resources/business-finance/business-credit-cards-for-operational-expenses/index.html): A business credit card can help you gain control of your operational expenses and provides a little extra if cash flow is tight. (989 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/13/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (95 words) - [Overdrafts vs credit facilities vs FlexiPay | Funding Circle](/content/uk/resources/business-finance/business-overdrafts-credit-facilities-flexipay-which-is-right-for-your-business.html): Business overdrafts have been the go-to solution for managing business finances, but alternatives like revolving credit facilities and FlexiPay are options too (1,025 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/60/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (101 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/19/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (105 words) - [Business spending made simpler with digital wallet payments](/content/uk/resources/business-finance/business-spending-made-simpler-with-digital-wallet/index.html): Add both your FlexiPay and Cashback credit card to Apple Pay and Google Pay for a faster, more secure way to pay with your phone. (779 words) - [Business credit cards for micro-investments | Funding Circle](/content/uk/resources/business-finance/business-credit-cards-for-micro-investments/index.html): Choosing the right payment method for purchases like regular supplies can help make these necessary costs work more efficiently for your business (851 words) - [Business Grants vs Business Loans | Funding Circle](/content/uk/resources/business-finance/business-loans-and-grants/index.html): Business loans and business grants can provide different types of cash flow, depending on your business needs. (1,166 words) - [Business credit cards and short-term financing | Funding Circle](/content/uk/resources/business-finance/business-credit-cards-to-manage-short-term-finance-gaps.html): When business opportunities arise but your bank balance doesn’t match your ambitions many business owners turn to credit cards to bridge cash flow gaps. (852 words) - [Guide to HMRC VAT Payment Plans | Funding Circle](/content/uk/resources/business-finance/vat-payment-plans/index.html): Struggling to pay your VAT bill? Learn more about VAT payment plans, the pros, cons and potential alternatives to payment plans that could suit your business (912 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/11/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (116 words) - [What is a VAT Exemption? | Funding Circle](/content/uk/resources/business-finance/what-is-vat-exemption/index.html): As a business owner, understanding VAT and potential savings is crucial. Learn more about VAT exemption, zero rated VAT and how to remain complaint (833 words) - [Benefits of no annual fee credit cards for SMEs | Funding Circle](/content/uk/resources/business-finance/no-annual-fee-business-credit-cards-for-smes/index.html): Smart business owners know their financial tools shouldn’t cost money just to have them. That’s where no annual fee business credit cards come in. (841 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/13/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (112 words) - [An overview of our Full Year Results 2022 | Funding Circle](/content/uk/resources/news/funding-circle-full-year-results-2022/index.html): Our Full Year Results were published this month, and showed how we continued to support SMEs all over the UK. (606 words) - [How to apply for FlexiPay | Funding Circle](/content/uk/resources/business-finance/flexipay-how-to-apply/index.html): Maintaining cash flow is challenging for small business. That’s why we launched FlexiPay, a line of credit to give businesses control over their cash flow. (751 words) - [How the Government budget affected the market | Funding Circle](/content/uk/resources/news/how-the-budget-has-affected-the-market/index.html): We thought we would provide an update on the trends we are seeing in the market and how that might impact small business finance. (467 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/12/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (117 words) - [10 Reasons to Apply for Growth Guarantee Scheme | Funding Circle](/content/uk/resources/business-finance/10-reasons-why-you-should-apply-for-the-governments-growth-guarantee-scheme.html): Not sure if the GGS is right for you? Wondering about some of the features of the Growth Guarantee Scheme? Here are 10 reasons why you should apply today. (897 words) - [Funding Circle partners with Worldpay | Funding Circle](/content/uk/resources/news/funding-circle-partners-with-worldpay/index.html): We’re excited to announce that we’ve now partnered with global financial technology leader Worldpay from FIS. (283 words) - [Charge cards Vs business credit cards? | Funding Circle](/content/uk/resources/business-finance/whats-the-difference-between-a-charge-card-and-a-business-credit-card.html): Charge cards and business credit cards might sound similar, but they function in different ways that could impact your cash flow and financial flexibility (1,178 words) - [Cashback vs Air miles business credit cards | Funding Circle](/content/uk/resources/business-finance/cashback-air-miles-which-business-credit-card-should-you-get.html): You want rewards, but which type? Cashback pays back every time you make a purchase, while air miles can fund your next business trip. (1,144 words) - [A business credit card can help physical stores | Funding Circle](/content/uk/resources/business-finance/how-a-business-credit-card-can-help-brick-and-mortar-stores.html): From managing inventory to keeping the lights on, brick and mortar stores face their own unique cash flow hurdles. (1,036 words) - [Our broker mission statement for 2023 | Funding Circle](/content/uk/resources/news/broker-mission-statement-2023/index.html): We’re passionate about helping small businesses thrive and we understand how important these businesses are to the UK economy (548 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/20/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (78 words) - [What flexible finance should look like for a small business](/content/uk/resources/business-finance/flexible-finance-for-small-businesses/index.html): Learn the benefits of the new 2026 licence plates for your business. Discover how a newer plate can boost resale value and how to finance your vehicle upgrade. (906 words) - [How to get a quick pay-out for clients | Funding Circle](/content/uk/resources/news/quick-pay-out-checklist-for-clients/index.html): We’ve put together a list of the key things to help you progress your application more quickly and get your clients a faster pay out every time. (595 words) - [Funding Circle Nederland | Funding Circle Nederlands](/content/nl/index.html): Funding Circle no longer offers lending in The Netherlands. Funding Circle biedt geen leningen meer aan in Nederland (44 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/61/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (71 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/12/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (95 words) - [Why it could be worth getting a 2026 license plate vehicle](/content/uk/resources/business-finance/how-license-plates-work-2026/index.html): Discover the benefits of the 2026 licence plate release and how to finance your next business vehicle. Learn how new plates can improve your car’s resale value. (543 words) - [When's best to apply for a business credit card? | Funding Circle](/content/uk/resources/business-finance/when-is-the-best-time-to-apply-for-a-business-credit-card.html): A business credit card offers flexibility, better cash flow and may even provide rewards on your spending. But when’s the right time to apply? (1,021 words) - [How we're levelling the playing field for women-owned businesses](/content/uk/resources/business-finance/tackling-bias-in-sme-lending/index.html): In this blog, we'll describe how Funding Circle supports women-led businesses with objective, fast and fair lending. (509 words) - [Tungsten customers can now apply for an FC loan | Funding Circle](/content/uk/resources/news/tungsten-partnership-announcement/index.html): Thanks to our partnership with Tungsten, you can now apply for a Funding Circle business loan directly from your Tungsten account (254 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/21/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (85 words) - [Lloyds Business Credit Features & Alternatives | Funding Circle](/content/uk/resources/business-finance/lloyds-business-credit-card/index.html): Explore Lloyds business credit card features, fees and eligibility. Learn how it works and whether alternative funding options may better suit your business (1,079 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/12/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (92 words) - [How to create a cash flow forecast | Funding Circle](/content/uk/resources/business-finance/how-to-create-a-cash-flow-forecast/index.html): Though you can't always predict everything, a cash flow forecast can give you a clear view of where your money is coming from, where it's going and when. (812 words) - [Personal credit cards vs business credit cards | Funding Circle](/content/uk/resources/business-finance/personal-credit-card-business-credit-card-difference.html): Business credit cards are built differently, with features that could give your business an edge. Let’s compare the two and see what sets them apart. (876 words) - [A Guide To Credit Card Merchant Fees | Funding Circle](/content/uk/resources/business-finance/credit-card-merchant-fees/index.html): As a small business owner, credit card merchant fees can be a frustrating experience. Learn about the different types of fees and strategies to manage them (933 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/22/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (124 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/62/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (100 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/11/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (127 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/11/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. 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(796 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/63/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (92 words) - [3 ways to tackle small business travel expenses | Funding Circle](/content/uk/resources/business-finance/3-ways-to-tackle-small-business-travel-expenses/index.html): As a small business owner, the idea of travelling overseas for work may feel like a pipedream. Something reserved for the big players. But it shouldn’t. (697 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/23/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (112 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/10/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (90 words) - [Understanding free cash flow | Funding Circle](/content/uk/resources/business-finance/understanding-free-cash-flow/index.html): Cash flow is one of the most important things to get right in a small business. But there are different types of cash flow, here's all about free cash flow. (935 words) - [What is EBITDA? | Business Finance | Funding Circle](/content/uk/resources/business-finance/what-is-ebitda/index.html): You might have seen it mentioned by your accountant, in a lender's assessment or heard it mentioned in a meeting. Here’s what you need to know about EBITDA. (790 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/10/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (106 words) - [Funding Circle Deutschland | Funding Circle Germany](/content/de/index.html): Funding Circle no longer offers lending in Germany. Funding Circle bietet in Deutschland keine Kredite mehr an (579 words) - [Capital Employed: Definition & Formula | Funding Circle](/content/uk/resources/business-finance/what-is-capital-employed/index.html): Capital employed helps your business know where the capital is being spent and how efficient it is. Learn the formula and apply it to your business. (920 words) - [Amex Business Credit Benefits and Alternatives | Funding Circle](/content/uk/resources/business-finance/amex-business-credit-card/index.html): Compare Amex business credit cards and how they can work for you. Discover rewards, fees, eligibility and alternatives to building credit for your business (1,068 words) - [PayPoint customers can now apply for an FC loan | Funding Circle](/content/uk/resources/news/paypoint-partnership-announcement/index.html): We’ve got some good news for PayPoint customers - you’re now able to apply for a Funding Circle business loan on our PayPoint partner page. (260 words) - [What the Government’s mini budget means for SMEs | Funding Circle](/content/uk/resources/news/mini-budget-2022-sme-business/index.html): On Monday 17th October Chancellor Jeremy Hunt gave a statement on the changes that would be made to the previously-announced mini budget. (1,659 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/64/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (70 words) - [Options if you’re rejected for a business loan | Funding Circle](/content/uk/resources/business-finance/rejected-business-loan/index.html): Getting rejected for a business loan can happen for many reasons. Here’s what to do next if your business loan application is rejected. (967 words) - [Small business healthy debt-to-equity ratio | Funding Circle](/content/uk/resources/business-finance/small-business-debt-to-equity-ratio/index.html): Debt doesn’t have to be a bad thing in business, especially if you’re borrowing to grow. Used well it can open opportunities and help you manage cash flow (732 words) - [New business growth in Exeter with ActionCOACH | Funding Circle](/content/uk/resources/news/new-business-growth-exeter-thanks-actioncoach-partner.html): While most businesses apply to us directly, we also work with a number of partners, who recommend us to their clients if they’re in need of funding. (363 words) - [The end of the Recovery Loan Scheme | Funding Circle](/content/uk/resources/business-finance/what-you-need-to-know-about-the-end-of-the-recovery-loan-scheme.html): As announced in the Spring Budget 2024, the current Recovery Loan Scheme will come to an end on 30 June 2024. (637 words) - [Your guide to growing your business with Funding Circle](/content/static/files/uk/information-packs/investor-information-6520d74a05-pdf.html) (1,062 words) - [Meet the Strategic Partnerships team | Funding Circle](/content/uk/resources/news/partners/strategic-partnerships-meet-the-team/index.html): The Strategic Partnerships team use our technology to offer Funding Circle finance through our partners’ websites, making it simpler to get finance (455 words) - [Asset finance: your top questions answered | Funding Circle](/content/uk/resources/business-finance/asset-finance-your-top-questions-answered/index.html): Looking for finance can be overwhelming. If you need new or used vehicles, to purchase stock or equipment asset finance may be right for you. (769 words) - [static/files/uk/information-packs/modern-slavery-act-statement-760f0c13a9-pdf.html](/content/static/files/uk/information-packs/modern-slavery-act-statement-760f0c13a9-pdf.html) (1,179 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/24/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (100 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/9/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (88 words) - [Funding Circle 2025 Economic Impact Report | Funding Circle](/content/uk/resources/business-finance/impact-report-2026/index.html): Discover how Funding Circle’s 2025 Economic Impact Report reveals a £7.9bn boost to UK GDP, supporting 117,000 jobs and powering SMEs across every constituency. (649 words) - [HSBC Business Credit: Benefits and Alternatives | Funding Circle](/content/uk/resources/business-finance/hsbc-business-credit-card/index.html): Compare HSBC business credit cards and how they can work for you. Discover rewards, fees, eligibility and alternatives to building credit for your business (1,077 words) - [Apply for a loan through Handepay | Funding Circle](/content/uk/resources/news/handepay-partnership-announcement/index.html): Calling all Handepay customers – we have good news. You’re now able to apply for a Funding Circle business loan on our Handepay partner page. (249 words) - [Our new partnership with Premiership Rugby | Funding Circle](/content/uk/resources/news/new-partnership-premiership-rugby-funding-circle/index.html): Exciting news – we’ve joined forces with Premiership Rugby in our first ever sports partnership. Our branding will be on show at over 140 matches nationwide (385 words) - [Lending to small businesses scholarships | Funding Circle](/content/uk/resources/news/lending-directly-small-businesses-create-entrepreneurship-scholarships.html): The University of Huddersfield has lent to over 2,000 UK small businesses through Funding Circle since our link up in 2013. (289 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/9/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (97 words) - [Fast, Affordable Small Business Finance | Funding Circle](/content/featured/brilliant-minds/index.html): Business loans funded by thousands of individual investors. Great investment opportunities for investors & fast business lending for small businesses. (20 words) - [Capify Business Loan Costs & Alternatives | Funding Circle](/content/uk/resources/business-finance/capify-business-loans/index.html): Learn about Capify business loans, including eligibility, costs and features, and understand what to consider when comparing funding options for your business (1,670 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/65/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (94 words) - [Natwest Business Loan Costs & Alternatives | Funding Circle](/content/uk/resources/business-finance/natwest-business-loans/index.html): Learn about Natwest business loans, including eligibility, costs and features, and understand what to consider when comparing funding options for your business (1,698 words) - [What you need to know about the 2024/25 tax year | Funding Circle](/content/uk/resources/business-finance/new-tax-year-2024-25-small-business-guide/index.html): The end of the 2023/24 tax year is fast approaching. Is your small business prepared for the changes that are coming in the new 2024/25 tax year? (582 words) - [Natwest Business Credit: Benefits, Alternatives | Funding Circle](/content/uk/resources/business-finance/natwest-business-credit-card/index.html): Compare Natwest business credit cards and how they can work for you. Discover rewards, fees, eligibility and alternatives to building credit for your business (1,172 words) - [Will my business be hit by the new VAT threshold | Funding Circle](/content/uk/resources/business-finance/how-will-my-business-be-affected-by-the-increase-in-the-vat-registration-threshold.html): On 1st April 2024, the VAT registration threshold increased from £85,000 to £90,000 as part of several changes for small businesses announced by the Government (788 words) - [Our Partners Team helps support your customers | Funding Circle](/content/uk/resources/news/strategic-partnerships-team-how-they-can-help/index.html): The Strategic Partnerships (SP) team is key to helping partners build a strong relationship with Funding Circle and their clients. (430 words) - [Guide to Virtual Business Credit Cards | Funding Circle](/content/uk/resources/business-finance/virtual-business-credit-cards/index.html): Virtual business credit cards can help businesses manage cash flow and spending more efficiently. Discover the unique benefits of virtual credit cards (855 words) - [Asset finance or term loan? | Funding Circle](/content/uk/resources/business-finance/asset-finance-or-term-loan-which-is-right-for-your-business.html): How do you know which business finance product is right for your company? Here we explain the differences between asset finance and term loans. (730 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/25/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (83 words) - [New low rate options for business assets | Funding Circle](/content/uk/resources/business-finance/new-low-rate-options-available-to-finance-business-assets.html): Now, with new low rates rates, you could benefit from even lower costs when financing business assets, from cars to machinery (301 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/13/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (105 words) - [Help filling shareholder info on our application | Funding Circle](/content/uk/resources/news/loan-application-pointers-for-introducers-shareholder-details.html): We’ve heard that the shareholder section of our application is the most time-consuming part for brokers, so we’ve outlined what’s required here (401 words) - [Top 5 things to know at the end of a loan | Funding Circle](/content/uk/resources/business-finance/5-things-to-know-at-end-of-loan/index.html): Nearing the end of your loan? It's an exciting time - find out the 5 things you need to know to make the most of your extra cash. (676 words) - [What is Operating Cash Flow (OCF)? | Funding Circle](/content/uk/resources/business-finance/operating-cash-flow/index.html): Understand what Operating Cash Flow (OCF) is, how it works, and how to calculate for your day-to-day operations when planning funding or growth. (1,120 words) - [Your economic impact in 2021 | Funding Circle](/content/uk/resources/news/economic-impact-report-introducer-impact-2021/index.html): We recently released our Economic Impact Report, which shows the impact Funding Circle’s small business lending has had all over the UK (224 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/8/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (106 words) - [We’ve partnered with Bayview Asset Management | Funding Circle](/content/uk/resources/news/bayview-asset-management-partnership-announcement/index.html): We’re excited to announce that we’ve formed a partnership with Bayview Asset Management – allowing us to provide £700 million of funding to small businesses. (225 words) - [Our new Introducer team | Funding Circle](/content/uk/resources/news/new-introducer-team-setup-update/index.html): We’re excited to announce that we’ve updated the way our team operates, so we can provide an even more tailored service to our broker community. (162 words) - [What our Introducer community achieved in 2021 | Funding Circle](/content/uk/resources/news/full-year-results-introducer-success/index.html): Funding Circle’s full year results were announced on 10 March and we wanted to take the time to recognise the success of our Introducer community this year (271 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/8/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (97 words) - [Meet the Credit Strategy team | Funding Circle](/content/uk/resources/news/meet-the-credit-strategy-risk-team/index.html): The Credit Strategy team run our loan process, helping to assess the risk of a business, how much they can afford to borrow and what interest rate we can offer (975 words) - [Small Business Insights: attitudes & trends 2022 | Funding Circle](/content/uk/resources/news/sme-insights-2022-introducer/index.html): We recently interviewed over 1,000 small businesses to discover the key trends among SMEs right now. (737 words) - [Will the war in Ukraine affect small businesses? | Funding Circle](/content/uk/resources/news/how-will-ukraine-war-affect-businesses/index.html): With inflated energy prices, small businesses in the UK are beginning to feel the impact of Russia's invasion of Ukraine. (654 words) - [A Guide to Business Acquisition | Funding Circle](/content/uk/resources/business-finance/a-guide-to-business-acquisition/index.html): Whether it’s part of your growth strategy or an opportunity that’s arisen, acquiring another business can open up a huge range of new possibilities. (887 words) - [10 ways FlexiPay can help your business | Funding Circle](/content/uk/resources/business-finance/10-ways-flexipay-can-help-your-business/index.html): If your small business could benefit from extra cash flow without the long-term commitment of a loan, then FlexiPay could be right for you. (723 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/66/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (66 words) - [Small business costs are still rising: Here’s how to manage them](/content/uk/resources/business-finance/how-to-manage-rising-costs/index.html): Discover 3 practical ways to help your small business manage rising costs in 2026. From auditing finances to pricing strategies, learn how to build resilience. (611 words) - [Your top FlexiPay questions answered | Funding Circle](/content/uk/resources/business-finance/business-funding/what-is-flexipay-how-does-work/index.html): To give SMEs access to the cash flow they need to thrive, we recently launched FlexiPay, our new short-term finance solution. (643 words) - [Asset finance is now available at Funding Circle | Funding Circle](/content/uk/resources/business-finance/asset-finance-now-available/index.html): The Credit Strategy team run our loan process, helping to assess the risk of a business, how much they can afford to borrow and what interest rate we can offer (740 words) - [How can small businesses support Ukraine? | Funding Circle](/content/uk/resources/news/how-small-businesses-can-support-ukraine/index.html): The response from UK businesses rallying to raise funds for Ukraine has been incredible, and continues to be a much needed lifeline for displaced families. (832 words) - [Navigating Tax Season: A guide for accountants | Funding Circle](/content/uk/resources/business-finance/tax-season-advisory-services-guide-for-accountants/index.html): As tax season looms, accountants can often find themselves at the forefront of a demanding period where client expectations are high (646 words) - [Pitney Bowes and Funding Circle partnership | Funding Circle](/content/uk/resources/news/pitney-bowes-funding-circle-partnership/index.html): Funding Circle US has partnered with Pitney Bowes Inc, a global shipping company to provide loans to their small business customers. (391 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/14/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (102 words) - [How we’ve backed small businesses in 2023 | Funding Circle](/content/uk/resources/business-finance/how-weve-backed-small-businesses-in-2023/index.html): We’ve helped thousands of businesses fund their goals this year, and continue to innovate with new products and services designed to fit your needs (367 words) - [HSBC Business Loan Costs & Alternatives | Funding Circle](/content/uk/resources/business-finance/hsbc-business-loans/index.html): Learn about HSBC business loans, including eligibility, costs and features, and understand what to consider when comparing funding options for your business (937 words) - [static/files/uk/information-packs/small-business-big-impact-cebr-report-315de033-pdf.html](/content/static/files/uk/information-packs/small-business-big-impact-cebr-report-315de033-pdf.html) (17 words) - [static/files/uk/information-packs/investor-information-6ea49751-pdf.html](/content/static/files/uk/information-packs/investor-information-6ea49751-pdf.html) (17 words) - [What is WACC? (Weighted Average Cost of Capital) | Funding Circle](/content/uk/resources/business-finance/wacc/index.html): Understand what WACC means, how it works, and how to calculate your business’s true cost of capital when planning funding or growth. (898 words) - [Early settlement: the benefits of repaying early | Funding Circle](/content/uk/resources/business-finance/the-benefits-of-early-settlement-fees/index.html): In this blog, we explain the benefits of settling or repaying your business loan early, an option we offer small business owners for free. (969 words) - [What is a commercial bridging loan? | Funding Circle](/content/uk/resources/business-finance/commercial-bridging-loan/index.html): Commercial bridging loans help plug financial gaps in your balance sheet. Learn more about commercial bridging loans and whether it is the right loan for you (1,024 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/7/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (77 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/7/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (87 words) - [Accounts Receivable vs Accounts Payable | Funding Circle](/content/uk/resources/business-finance/the-difference-between-accounts-receivable-and-accounts-payable.html): Understanding accounts payable vs. accounts receivable is crucial for effective financial reporting and robust cash-flow management (934 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/26/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (119 words) - [What is Microfinance? | Funding Circle | Blog](/content/uk/resources/business-finance/what-is-microfinance/index.html): Microfinance is an alternative to the traditional banking system, but what are its advantages and disadvantages, and why are businesses turning to it? (954 words) - [10 Reasons To Apply for the Recovery Loan Scheme | Funding Circle](/content/uk/resources/business-finance/10-reasons-why-governments-recovery-loan-scheme/index.html): The new iteration of the Recovery Loan Scheme (RLS) launched in August 2022 to help UK businesses access finance as they look to invest and grow. (746 words) - [What is a Pay As You Grow Loan? | Funding Circle](/content/uk/resources/business-finance/what-you-need-to-know-about-pay-as-you-grow/index.html): Pay As You Grow is a funding method introduced in response to COVID-19. It offers flexible repayments for businesses with a Bounce Back Loans. (747 words) - [What is Inventory Finance? | Funding Circle](/content/uk/resources/business-finance/inventory-financing/index.html): Inventory finance is a form of short-term borrowing that allows businesses to purchase extra stock without paying upfront. (579 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/27/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (71 words) - [How Long Does It Take to Get a Bridging Loan? | Funding Circle](/content/uk/resources/business-finance/how-long-does-it-take-to-get-a-bridging-loan/index.html): Sometimes in business, you simply can’t afford to wait. In many fast-moving sectors, you often have to act fast to seize an opportunity. (575 words) - [Christine is ‘made to do more’ | Funding Circle](/content/uk/resources/borrower-stories/from-pro-athlete-to-business-owner/index.html): Growing up an hour from the South Coast, Christine Johnston excelled at sports and wanted to be a professional athlete (1,202 words) - [Build A Cash Reserve For Economic Uncertainty | Funding Circle ](/content/uk/resources/business-finance/how-to-build-a-cash-reserve-to-deal-with-economic-uncertainty.html): Learn how to protect your small business from unpredictable costs by auditing finances, setting savings goals, and using FlexiPay to manage your cash flow. (845 words) - [What Is The Flat Rate VAT Scheme? | Funding Circle](/content/uk/resources/business-finance/what-is-the-flat-rate-vat-scheme/index.html): The Flat Rate VAT Scheme is a simplified method of calculating VAT. Under the scheme, a business pays a fixed percentage of its gross sales as VAT to HMRC (973 words) - [Our Business Champion programme is a year old | Funding Circle](/content/uk/resources/news/business-champion-year-old/index.html): We’ve always valued our introducer community; they are an integral part of our business and have played an important part in helping us get where we are today. (416 words) - [What is the Recovery Loan Scheme? | Funding Circle](/content/uk/resources/business-finance/what-is-recovery-loan-scheme/index.html): We take a look at the Recovery Loan Scheme features and eligibility criteria to help you decide whether it’s right for your business. (628 words) - [Why accountancies love working with us | Funding Circle](/content/uk/resources/news/5-reasons-accountancies-partner-funding-circle/index.html): When your client asks you for a referral for business finance, you want to ensure you’re getting them the best deal possible. (625 words) - [Funding Circle's new embedded finance solution | Funding Circle](/content/uk/resources/news/partnerships-new-embedded-finance-solution/index.html): Today we unveiled an Application Programming Interface (API) that enables partners to natively embed Funding Circle into their website (954 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/67/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (91 words) - [3 steps to overcoming a financial pickle | Funding Circle](/content/uk/resources/borrower-stories/picture-story-3-steps-to-overcoming-a-financial-pickle.html): We visited Pickle Jar Films, run by husband and wife team Liz Robinson and Kevin Hylands, at their studio in North East London earlier this month (352 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/15/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (89 words) - [Introducing our new TV advert: the Lending Hands | Funding Circle](/content/uk/resources/news/introducing-our-new-tv-advert-the-lending-hands/index.html): We hope that the funny, fuzzy ‘Lending Hands’ will show your clients just how fast, easy and flexible getting a loan can be. (191 words) - [Did you lend to a tech company 18 months ago? | Funding Circle](/content/uk/resources/borrower-stories/did-you-lend-to-this-surrey-technology-company-18-months-ago.html): Danny Long set up Pure Technology 10 years ago to help other small businesses make sure their IT systems are robust and efficient. (254 words) - [Deckchair entrepreneur is bringing stripes back | Funding Circle](/content/uk/resources/borrower-stories/deckchair-entrepreneur-is-bringing-stripes-back-in-style.html): The Stripes Company was founded when Maria, who was working as an antique dealer, saw a gap in the deckchair market. (296 words) - [How to build a business: mentorships & cash flow | Funding Circle](/content/uk/resources/news/build-great-business/index.html): Five successful business owners from manufacturing, agriculture, service and retail, share their thoughts on what it takes to build a great business. (353 words) - [How FlexiPay works| FlexiPay | Funding Circle](/content/uk/resources/business-finance/how-flexipay-works/index.html): Watch our short video to see how FlexiPay from Funding Circle can help you spread your business costs. (64 words) - [6 years of small business stories | Funding Circle](/content/uk/resources/news/6yearsofsmallbusinessstories/index.html): Funding Circle was founded in the UK in August 2010 by 3 university friends, Samir Desai, James Meekings and Andrew Mullinger (222 words) - [Business Bank Accounts For Small Businesses 2026 | Funding Circle](/content/uk/resources/business-finance/best-business-bank-account-for-small-business/index.html): Compare the best business bank accounts for small businesses in the UK. Fees, features and who each account suits. (1,273 words) - [Adjusting to crisis: tips from a business owner | Funding Circle](/content/uk/resources/borrower-stories/fashionizer-coronavirus-interview/index.html): Coronavirus has had a major impact on our Fashionizer, with turnover is down almost 95%. Here's how it adapted at a time of crisis (1,336 words) - [The advantages and disadvantages of trade credit | Funding Circle](/content/uk/resources/business-finance/trade-credit/index.html): Trade credit is a type of short-term financing and is often the simplest source of short-term borrowing for many businesses. (748 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/28/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (93 words) - [A guide to HMRC’s Making Tax Digital | Funding Circle](/content/uk/resources/business-finance/how-to-make-tax-digital/index.html): As of 1st November 2022, VAT-registered businesses are no longer able to use their existing VAT account to send returns, and must be signed up to MTD. (1,598 words) - [Is your business ready for construction season? | Funding Circle](/content/uk/resources/business-finance/preparing-for-peak-construction-season/index.html): We explain how business owners in construction can get ahead this summer by investing in new equipment early without dipping into working capital. (938 words) - [Growing in a pandemic – a small business story | Funding Circle](/content/uk/resources/borrower-stories/growing-in-a-pandemic-a-small-business-story/index.html): Bird & Blend, an award-winning tea company, is a business that has had to adapt their operations to suit the new social distancing rules in place (1,232 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/68/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (111 words) - [You helped a 96 year old chocolate brand expand | Funding Circle](/content/uk/resources/borrower-stories/did-you-help-a-96-year-old-chocolate-factory-in-preston-expand.html): In January 2016, Beech’s Fine Chocolates took out a £250,000 loan through the Funding Circle marketplace to keep up with high demand (273 words) - [Prepaid Business Cards: How They Work | Funding Circle](/content/uk/resources/business-finance/prepaid-business-credit-cards/index.html): Prepaid business credit cards can help manage spending and expenses for your business. Learn where to use them, the pros and cons and alternative options here (1,276 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/29/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (79 words) - [Meet the businesses you lend to: Bramley & Gage | Funding Circle](/content/uk/resources/borrower-stories/video-meet-the-businesses-you-lend-to-bramley-gage-see-more-at-httpswww-fundingcircle-comabout-usour-blogvideo-meet-the-businesses-you-lend-to-bramley-gage.html): Bramley & Gage is a family run business which manufactures award-winning fruit liqueurs and gin in Thornbury, Gloucestershire. (184 words) - [A flower shop flourished with a FC loan | Funding Circle](/content/uk/resources/borrower-stories/flower-station-move-online/index.html): A leading UK florist, Flower Station found themselves having to pivot their operations online when their stores had to close during lockdown. (693 words) - [A Guide To Internal & External Finance | Funding Circle](/content/uk/resources/business-finance/guide-to-internal-and-external-sources-of-finance/index.html): From short term cash flow to larger investments, when you need extra capital for your business you have the option of internal and external sources. (952 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/borrower-stories/page/7/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (112 words) - [How FlexiPay helps you control your cash flow | Funding Circle](/content/uk/resources/business-finance/how-flexipay-can-help-you-take-control-of-your-cash-flow.html): Managing cash flow is an ongoing challenge for small businesses. Keeping your cash flow healthy is tricky when faced with unexpected bills or late payments. (550 words) - [Interest rates explained | Funding Circle](/content/uk/resources/business-finance/business-funding/interest-rates/index.html): Understanding interest rates is vital. They determine how much it costs you to borrow, and change depending on how long you want to borrow for. (1,096 words) - [Hales Gallery borrowed from over 3,000 of you | Funding Circle](/content/uk/resources/borrower-stories/hales-gallery-borrowed-200000-3000/index.html): We’re in trendy Shoreditch, London, for our latest case study video with Hales Gallery, who have borrowed money from over 3,000 Funding Circle investors. (170 words) - [Your frequently asked questions about CBILS | Funding Circle](/content/uk/resources/news/cbils-frequently-asked-questions/index.html): We take a closer look at some of your most commonly asked questions to help you decide if a CBILS loan is right for your business. (771 words) - [corporate/media/baykdgwh/funding_circle_holdings_plc_transcript_fy_2020-pdf.html](/content/corporate/media/baykdgwh/funding_circle_holdings_plc_transcript_fy_2020-pdf.html) (5,088 words) - [Fishmonger Nic aims to be London’s best | Funding Circle](/content/uk/resources/borrower-stories/catch-of-the-day-fishmonger-nic-aims-to-be-londons-best.html): Last month, we visited local fishmonger La Petite Poissonnerie and met business owners Nic and Zaya Rascle. (244 words) - [Supporting local wine merchants since 2014 | Funding Circle](/content/uk/resources/borrower-stories/picture-story-supporting-local-wine-merchants-surrey-since-2014.html): The Vineking is an independent wine merchants operating across four shops employing 13 wine experts. They also run a successful loyalty card scheme. (249 words) - [When Kevin met Mike from Moo Free | Funding Circle](/content/uk/resources/borrower-stories/kevin-met-mike-moo-free/index.html): Moo Free Chocolates is a dairy-free chocolate manufacturer based in Reading which has been selling their chocolate across the UK and overseas for 4 years (189 words) - [Where does finance fit into a business case? | Funding Circle](/content/uk/resources/business-finance/how-to-prepare-business-finance-case/index.html): Here are some simple principles to follow If you need to present a business case to get internal buy in for taking on business finance (811 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/16/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (73 words) - [Our new app flows impact on introducers | Funding Circle](/content/uk/resources/news/our-new-application-process-and-what-it-means-for-introducers.html): We’re delighted to announce some exciting updates to the application process – which we hope will hugely benefit you, as a broker, as well as your clients. (450 words) - [How a business loan could help reduce your costs | Funding Circle](/content/uk/resources/business-finance/business-funding/business-loan-reduce-costs/index.html): If you have multiple debts or lines of credit, consolidating these debts with a business loan may help you to reduce your monthly outgoings (792 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/6/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (72 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/6/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (106 words) - [Business Credit Cards vs Business Loans | Funding Circle](/content/uk/resources/business-finance/business-credit-loan/index.html): Two common forms of business finance are business loans and business credit cards, both of which come with their own distinct features and considerations (1,043 words) - [Tide users can get finance direct from the app | Funding Circle](/content/uk/resources/news/funding-circle-loan-tide-partnership/index.html): Calling all Tide account holders - you can now apply for a Funding Circle business loan directly from your account. (253 words) - [corporate/media/51gfhte2/fch_plc_full_year_results_21_transcript-pdf.html](/content/corporate/media/51gfhte2/fch_plc_full_year_results_21_transcript-pdf.html) (6,250 words) - [3 things to know about the new tax year | Funding Circle](/content/uk/resources/business-finance/new-tax-year-3-things-to-know/index.html): With the start of a new tax year, there are some important changes that businesses should be aware of. We look at three of the main ones to consider. (629 words) - [corporate/media/e00nx4ro/transcript_fundingcirclefinal-pdf.html](/content/corporate/media/e00nx4ro/transcript_fundingcirclefinal-pdf.html) (4,717 words) - [Introducing our introducer support team | Funding Circle](/content/uk/resources/news/how-the-introducer-support-team-help-you-and-your-clients.html): The Introducer Support team has grown hugely since its inception. Here’s a little bit about what they do, and how they can support you and your clients. (281 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/69/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (86 words) - [How the Business Development team help you | Funding Circle](/content/uk/resources/news/how-the-business-development-executive-team-help-you-and-your-clients.html): The BDE team helps all of our smaller brokerages’ applications run smoothly. Here’s an introduction to who they are, and how they can help you this coming year. (375 words) - [Key updates to our loans for brokers | Funding Circle](/content/uk/resources/news/key-updates-to-our-loans-for-brokers/index.html): As we enter the new year, some key changes are coming into force on our Funding Circle business loan and the Government-backed Recovery Loan Scheme (RLS) (233 words) - [One year on: did you lend to this manufacturer? | Funding Circle](/content/uk/resources/borrower-stories/one-year-lend-manufacturer/index.html): Last month we visited David Potter, Director of Ambic, who is based in County Durham and borrowed £100,000 in July 2013. (183 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/borrower-stories/page/6/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (104 words) - [7 benefits of asset finance | Funding Circle](/content/uk/resources/business-finance/7-benefits-of-asset-finance-that-could-help-your-business.html): Asset finance could be a great option if you’re looking for new or used assets, such as vehicles, machinery or equipment (846 words) - [10 ways to grow your business | Funding Circle](/content/uk/resources/business-finance/10-ways-grow-your-business/index.html): As well as increasing revenue, growing your business can help you become more resilient, diversify your offering, benefit from economies of scale and more. (1,277 words) - [Corporate credit cards vs business credit cards | Funding Circle](/content/uk/resources/business-finance/whats-the-difference-between-a-corporate-credit-card-and-a-business-credit-card.html): Corporate vs business credit card: learn how they differ on eligibility, liability, limits and rewards and how to choose the right one as your business grows. 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(89 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/33/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (96 words) - [10 tips to make your business more resilient | Funding Circle](/content/uk/resources/business-development/tips-to-make-your-business-more-resilient/index.html): The last few years have highlighted the importance of resilience for small businesses. Here are our 10 tips to building resilience in your organisation. (1,299 words) - [Our new partnership with TNT Sports | Funding Circle](/content/uk/resources/news/our-new-partnership-with-tnt-sports/index.html): Funding Circle have teamed up with TNT Sports to be the first official business finance partner of their live sports coverage in the UK and Ireland. (764 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/investors/page/4/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (80 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-development/page/3/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (105 words) - [Your top questions – answered | Funding Circle](/content/uk/resources/investors/top-questions-answered/index.html): Our investor support team help with account and lending queries. We spoke to the team to find out what were the most common questions you were asking. (814 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/3/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (90 words) - [What you need to know about capital allowance tax changes](/content/uk/resources/news/capital-allowance-tax-breaks-whats-changing/index.html): Learn how the 2026 capital allowance changes impact your small business tax breaks and asset investment planning. (906 words) - [How to build a business that runs itself | Funding Circle](/content/uk/resources/business-development/build-a-business-that-runs-itself/index.html): Imagine you came back from holiday to find your business has not only survived, but grown and thrived. Here’s how to build a business that runs itself. (781 words) - [Up your team’s performance with 1-2-1 meetings | Funding Circle](/content/uk/resources/leadership/improve-teams-performance-effective-1-2-1-meetings/index.html): You’ve spent time and money recruiting your team, but how do you ensure you’re getting the best out of them? Regular one on one catch ups can help. 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The process is simple–just fill out this short form. (157 words) - [Earn A More Stable Return With Diversification | Funding Circle](/content/uk/resources/investors/earn-stable-return-diversification/index.html): We want to help you get the most from your account and earn attractive returns. One of the best ways to earn a more stable return is diversification (329 words) - [Trends shaping business in 2026 | Funding Circle](/content/uk/resources/news/trends-shaping-business-in-2026/index.html): From the evolution of AI to cybersecurity and sustainability, this is what you need to know to keep your business one step ahead this year. (844 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/3/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. 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(443 words) - [Funding Circle announces new partnership with National Parks to champion UK climate and nature resilience - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-announces-new-partnership-with-national-parks-to-champion-uk-climate-and-nature-resilience.html): Funding Circle announces a new partnership with National Parks to support large scale peatland restoration. (665 words) - [corporate/media/uabbn4o4/fc_fy2024_press_release_final-pdf.html](/content/corporate/media/uabbn4o4/fc_fy2024_press_release_final-pdf.html) (19,932 words) - [FlexiPay Instalment Credit Card | Funding Circle](/content/uk/payments/flexipay/installment-credit-card/index.html): The FlexiPay Instalment Credit Card helps you pay for invoices, buy big ticket items and make other payments and spread the cost over 1, 3, 6, 9 or 12 months. (1,374 words) - [Funding Circle scraps all foreign transaction fees, offering small businesses a global credit alternative - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-scraps-all-foreign-transaction-fees-offering-small-businesses-a-global-credit-alternative.html): Funding Circle, the UK’s leading SME finance platform, today announces the removal of foreign transaction (forex) fees across its entire business card portfolio, including the FlexiPay card and its newest product, the Cashback Business Credit Card. (483 words) - [Full Year 2025 Trading Update - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2025-trading-update/index.html): FY 2026 Revenue Guidance achieved a year early, and FY 2025 Revenue and Profit Before Tax ahead of expectations (440 words) - [corporate/media/ohylb1zi/modern-slavery-act-statement_2026-final-signed-pdf.html](/content/corporate/media/ohylb1zi/modern-slavery-act-statement_2026-final-signed-pdf.html) (1,448 words) - [Funding Circle extends strategic partnership with TPG Angelo Gordon and Barclays through £300 million forward flow deal - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-extends-strategic-partnership-with-tpg-angelo-gordon-and-barclays-through-300-million-forward-flow-deal.html): London, 24 September 2025 – Funding Circle, the UK’s leading SME finance platform, today announces a £300 million forward flow agreement with TPG Angelo Gordon and Barclays. (384 words) - [Funding Circle renews partnership with PREM Rugby for a fifth season - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-renews-partnership-with-prem-rugby-for-a-fifth-season.html): Funding Circle, the UK’s leading SME finance platform, today announces its renewed partnership with PREM Rugby. Entering its fifth season, the extended partnership aligns with the company's proposition of 'business finance that backs you’ and reinforces its commitment to backing teams both on and off the pitch. (672 words) - [Half Year 2026 Trading Update - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/half-year-2026-trading-update/index.html): Strong first half performance and continued growth momentum. (655 words) - [Corporate governance - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/about-us/corporate-governance/index.html): We are committed to the highest standards of corporate governance and the Board considers that we comply with the UK Corporate Governance Code. (807 words) - [Accessibility - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/accessibility/index.html): Funding Circle Holdings plc ("Funding Circle") seeks to make its website as accessible as possible. (756 words) - [Our people - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/about-us/our-people/index.html): Meet the “Circlers" behind our mission. Explore our high-performance culture, our commitment to DEI and how we are becoming an AI-native workforce. (724 words) - [Funding Circle adds ‘Company cards’ to its Cashback business credit card for team-wide control and rewards - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-adds-company-cards-to-its-cashback-business-credit-card-for-team-wide-control-and-rewards.html): Funding Circle, the UK’s leading SME finance platform, has expanded its Cashback card with the beta phase launch of Company cards - a simple way for small businesses to manage team spending, and earn more cashback across their business spend. (412 words) - [Funding Circle expands digital wallet capabilities with integration of Google Pay for Cashback and FlexiPay cards - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-expands-digital-wallet-capabilities-with-integration-of-google-pay-for-cashback-and-flexipay-cards.html): Funding Circle, the UK’s leading SME finance platform, announces the further expansion of its payment ecosystem with the integration of Google Pay for its Cashback business credit card and FlexiPay customers. (454 words) - [Funding Circle awarded Silver Fair Payment Code accreditation strengthening commitment to UK Small Businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-awarded-silver-fair-payment-code-accreditation-strengthening-commitment-to-uk-small-businesses.html): Funding Circle is proud to announce it has officially been awarded the Silver Fair Payment Code accreditation. (464 words) - [Investors - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/index.html): Find investment information about Funding Circle Holdings plc. (191 words) - [Funding Circle strengthens partnership with Waterfall Asset Management through a new £700 million deal - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-strengthens-partnership-with-waterfall-asset-management-through-a-new-700-million-deal.html): Funding Circle today announces its latest transaction with Waterfall Asset Management (‘Waterfall’) and Citi. (399 words) - [Fintech fuels UK growth: Funding Circle lending contributes £7.9 billion to the economy - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/fintech-fuels-uk-growth-funding-circle-lending-contributes-79-billion-to-the-economy.html): New research published today by Oxford Economics and Funding Circle reveals that fintechs and alternative lenders are stepping into this void with record-breaking impact. (566 words) - [Our products - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/what-we-do/our-products/index.html): We’re constantly innovating and developing our technology to deliver easy, fast and flexible funding solutions to small businesses. (635 words) - [Funding Circle renews funding agreement to support FlexiPay growth - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-renews-funding-agreement-to-support-flexipay-growth.html): The facility is for £320 million, upsized from £240 million, and now extends for a two-year term, providing long-term funding to support the continued growth of Funding Circle’s multi-product offering. (411 words) - [Funding Circle’s Cashback and FlexiPay cards launched on Apple Pay for convenient, seamless and secure business spending - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-s-cashback-and-flexipay-cards-launched-on-apple-pay-for-convenient-seamless-and-secure-business-spending.html): Funding Circle, the UK’s leading SME finance platform, announces the launch of Apple Pay for its Cashback business credit card and FlexiPay customers. This latest feature provides small businesses with a more flexible, secure, and convenient way to manage their business. (352 words) - [Funding Circle named in The Sunday Times Best Places to Work 2026 - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-named-in-the-sunday-times-best-places-to-work-2026.html): Funding Circle announces it has been named in The Sunday Times Best Places to Work 2026, in the Big Organisation category (companies with 250+ employees). (442 words) - [Start Up Finance | Take Your Business Further | Funding Circle](/content/uk/businesses/start-up-finance/index.html): Whether you're just launching or in your first few years of trading, we're here to help. Borrow up to £5,000,000 and help your business go further. (1,052 words) - [Financial calendar - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/financial-calendar/index.html): Our upcoming financial dates. (70 words) - [Our platform - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/what-we-do/our-platform/index.html): Delivering an amazing customer experience for small businesses using machine learning and technology. (816 words) - [Funding Circle appoints Sarah Whiteley as Chief Legal Officer - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-appoints-sarah-whiteley-as-chief-legal-officer.html): Funding Circle appoints Sarah Whiteley as Chief Legal Officer (388 words) - [Funding Circle appoints Tim Trailor as Managing Director, Cards - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-appoints-tim-trailor-as-managing-director-cards.html): Tim joins the Funding Circle leadership team to spearhead the continued growth and innovation of credit card solutions for small businesses. (429 words) - [Media assets - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/media-assets/index.html): Download logos and image assets for use in articles and blogs. (42 words) - [Funding Circle renews £200 million forward flow agreement with Deutsche Bank - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-renews-200-million-forward-flow-agreement-with-deutsche-bank.html): Funding Circle announces the renewal of its £200 million forward flow agreement with Deutsche Bank, continuing its long-standing partnership to support small businesses across the UK. (316 words) - [Support | Cashback Card Accounting Integration FAQs](/content/uk/support/flexipay/accounting-integration/index.html): These are the most commonly asked questions about our accounting integration feature. If you can't find your answer, please contact our support team. (1,748 words) - [Regulatory news - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/regulatory-news/index.html): View Funding Circle’s regulatory news announcements. (255 words) - [Flexible credit meets smarter invoice finance | Funding Circle](/content/uk/payments/flexipay/invoice-finance/index.html): Cover suppliers, bills or payroll, for a simple flat fee each time. It’s cash flow control allowing you to spread the cost over 1, 3, 6, 9 or 12 months. (1,292 words) - [Investment case - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/investment-case/index.html): We believe that as we get bigger and help more small businesses access the finance they need to grow, we create a stronger platform that drives significant competitive advantage. (337 words) - [The most flexible business credit card around | Funding Circle](/content/uk/payments/flexipay/business-credit-card/index.html): FlexiPay helps you pay for any business expense by spreading the cost over 1, 3, 6, 9 or 12 months for a one off flat fee each time. (1,543 words) - [FlexiPay | Corporation Tax | Funding Circle](/content/uk/payments/flexipay/corporation-tax/index.html): FlexiPay helps you pay for corporation tax and make other business expenses by spreading the cost over 1, 3, 6, 9 or 12 months. (1,276 words) - [Vehicle Finance | Business Asset Finance | Funding Circle](/content/uk/businesses/asset-finance/van-finance/index.html): We’ll do the leg work for you to find competitive deals on vehicle asset finance for used or new cars, vans, trucks, buses, HGVs and more (982 words) - [corporate/media/jkdphme3/modern_slavery_act_statement_2025_finalised-pdf.html](/content/corporate/media/jkdphme3/modern_slavery_act_statement_2025_finalised-pdf.html) (1,234 words) - [Consensus - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/consensus/index.html): This consensus is a collation of publicly available forecasts made by registered investment analysts and is not, in any way, based on Funding Circle Holdings plc’s (“Funding Circle”) own forecasts. (284 words) - [About us - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/about-us/index.html): Powered by data and technology, we deliver an exceptional experience throughout our customers' journey as their trusted financial provider. (34 words) - [Videos - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/videos/index.html): Explore a collection of videos introducing Funding Circle, offering insight into our business, strategy and how we create value. (44 words) - [Share price centre - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/share-price-centre/index.html): Access share price tools for Funding Circle Holdings plc. (85 words) - [Cookie declaration - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/cookie-declaration/index.html): Funding Circle Holdings plc ("Funding Circle") respects your privacy and is committed to protecting your personal data. (58 words) - [Email alerts - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/email-alerts/index.html): Sign up for Funding circle email alerts. (59 words) - [IR contacts and advisers - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/ir-contacts-and-advisers/index.html): Find investor relations contacts for Funding Circle. (88 words) - [What you need to know about personal guarantees | Funding Circle](/content/uk/resources/business-finance/what-you-need-to-know-about-personal-guarantees/index.html): You've probably come across the term, ‘personal guarantee’ a few times already. Here, we break down what it means and how it works in practice. (886 words) - [What we do - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/what-we-do/index.html): Our cutting-edge technology and data platform is constantly evolving, enabling more small businesses to access the funding they need to win. (76 words) - [Business Finance | Take Your Business Further | Funding Circle](/content/uk/businesses/business-finance/index.html): Apply for business finance to borrow up to £5,000,000 and help your business go further. Boost your cash flow with small business finance at Funding Circle UK. (985 words) - [Newsletters - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/investors/newsletters/index.html): Explore Funding Circle’s quarterly newsletter archive, featuring a round-up of our latest news, updates and key business highlights. (53 words) - [Support | Business Loans | Funding Circle](/content/uk/support/business-loans/index.html): These are the most commonly asked questions about our business loans. If you can't find the answer to your question, please contact our support team. (3,089 words) - [Earn cashback on all your business spending | Funding Circle](/content/uk/payments/cashback/company-cards/index.html): From business travel to daily expenses - you could be earning money back on everything you buy for your business. (903 words) - [Bridging Finance Alternatives | Boost Cash Flow | Funding Circle](/content/uk/businesses/bridging-finance-alternatives/index.html): Find out more about bridging finance alternatives to boost business cash flow. Borrow up to £5,000,000 and help your business go further with Funding Circle. (1,117 words) - [Time to start using your Cashback Credit Card | Funding Circle](/content/uk/payments/cashback/activation/index.html): Manage your card transactions, repayment schedule and payment history directly from our easy-to-use app. (839 words) - [Business Funding | Funding That Backs You | Funding Circle](/content/uk/businesses/business-funding/index.html): Get affordable business funding online with the UK’s number 1 business funding platform online and see how we can help your small business grow. (1,396 words) - [Support | Company Cashback cards FAQs | Funding Circle](/content/uk/support/flexipay/company-cards/index.html): These are the most commonly asked questions about our Company Cashback cards. If you can't find your answer, please contact our support team. (1,175 words) - [Vehicle Finance | Business Asset Finance | Funding Circle](/content/uk/businesses/asset-finance/car-finance/index.html): We’ll do the leg work for you to find competitive deals on vehicle asset finance for used or new cars, vans, trucks, buses, HGVs and more (1,039 words) - [Flexible credit that beats an overdraft | Funding Circle](/content/uk/payments/flexipay/overdraft/index.html): FlexiPay is the 0% interest overdraft alternative that lets you split any business cost over 1, 3, 6, 9 or 12 months. (734 words) - [Bounce Back Loan Scheme (BBLS) alternative | Funding Circle](/content/uk/coronavirus/bounce-back-loan-bbls/index.html): The BBLS scheme has now closed for new applications. Find out more about the latest Government-backed loan scheme. (1,204 words) - [Farm Asset Finance | Business Asset Finance | Funding Circle](/content/uk/businesses/asset-finance/agricultural-finance/index.html): We’ll do the leg work for you to find competitive farm asset finance deals on tractors, ploughs, seeders, combine harvesters, livestock and more (1,075 words) - [CBILS Loans | This Scheme Is Now Closed | Funding Circle](/content/uk/coronavirus/coronavirus-business-interruption-loan-scheme-cbils.html): The CBILS scheme has now closed for new applications. Check the status of your CBILS loan by signing in to your account. (434 words) - [Growth Guarantee Scheme Asset Finance | GGS | Funding Circle](/content/uk/businesses/asset-finance/growth-guarantee-scheme/index.html): Looking to purchase an asset? We work with trusted lenders to provide Government-backed asset finance through the Growth Guarantee Scheme. Discover more. (1,069 words) - [Support | Broker Frequently Asked Questions | Funding Circle](/content/uk/support/broker/index.html): These are the most commonly asked questions from our broker partners. If you can't find your answer, please contact your sales support team. (532 words) - [Short Term Business Loans | £10,000 to £750,000 | Funding Circle](/content/uk/small-business-loans/short-term-business-loans/bridging-loans/index.html): With no upfront or repayment fees you can bridge cash flow, buy stock, kick off new projects or cover payroll, and only pay interest for the time you borrow. (1,096 words) - [Support | FlexiPay and Cashback Card FAQs | Funding Circle](/content/uk/support/flexipay/index.html): These are the most commonly asked questions about our FlexiPay and Cashback products. If you can't find your answer, please contact our support team. (1,340 words) - [Overpayments | Funding Circle | Settle early for no extra fee](/content/uk/small-business-loans/short-term-business-loans/overpayment/index.html): Make overpayments to reduce the total cost, or settle early for no extra fee – the choice is yours. (705 words) - [Refinance Your Business Loan | Funding Circle](/content/uk/small-business-loans/refinance-business-loan/index.html): Refinance your business loan or other debt with a Funding Circle business loan. You could save money on your repayments or reduce the overall cost. (790 words) - [Support | Retail Investors | Funding Circle](/content/uk/support/retail-investors/index.html): These are the most commonly asked questions about retail investing. If you can't find the answer to your question, please contact our support team. (2,297 words) - [Your finance partner | Business Asset Finance | Funding Circle](/content/uk/businesses/marketplace/index.html): Get business finance to help your business grow. Enter your details and we'll match you with the right finance provider to suit your business needs. (529 words) - [Support | Sole traders and partnerships | Funding Circle](/content/uk/support/business-loans/non-limited-loans/index.html): The most commonly asked questions about our decision to no longer offer funding to sole traders and partnerships. (504 words) - [Your finance partner | Business Asset Finance | Funding Circle](/content/uk/businesses/marketplace/invoice-finance/index.html): Get business finance to help your business grow. Enter your details and we'll match you with the right finance provider to suit your business needs. (623 words) - [Grant Alternatives | Government Backed Loans | Funding Circle](/content/uk/small-business-loans/growth-guarantee-scheme/business-grants/index.html): No business grant needed – get affordable, hassle-free finance with Funding Circle. We offer Government-backed and our own business loans with no long forms. (580 words) - [FlexiPay: Pay Invoices & Expenses Over 1, 3, 6, 9 or 12 Months](/content/uk/payments/flexipay/activation/index.html): FlexiPay helps you pay for invoices, buy big ticket items and make other payments and spread the cost over 1, 3, 6, 9 or 12 months. (423 words) - [Your finance partner | Business Asset Finance | Funding Circle](/content/uk/businesses/marketplace/vat/index.html): Get business finance to help your business grow. Enter your details and we'll match you with the right finance provider to suit your business needs. (593 words) - [Support | Fraud support | Funding Circle](/content/uk/support/fraud-support/index.html): It’s crucial to stay alert to possible financial scams. To help keep you safe, we’ve rounded up some common ploys used by fraudsters and tips on avoiding them. (965 words) - [Your finance partner | Business Asset Finance | Funding Circle](/content/uk/businesses/marketplace/merchant-cash-advance/index.html): Get business finance to help your business grow. Enter your details and we'll match you with the right finance provider to suit your business needs. (600 words) - [Signs your business is ready for growth | Funding Circle](/content/uk/resources/news/signs-your-business-is-ready-for-growth-and-how-a-business-credit-card-can-help.html): Wondering if now is the right time to take your business to the next level? From steady cash flow to growing customer demand, certain signs can say you're ready (1,054 words) - [Business credit cards can help manage cash flow | Funding Circle](/content/uk/resources/business-finance/how-business-credit-cards-can-help-manage-cash-flow.html): Maintaining consistent cash flow is one of the biggest ongoing challenges for many small-to-medium size businesses. (1,082 words) - [Half Year 2022 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/half-year-2022-results/index.html): Funding Circle Holdings plc (“Funding Circle”) announces results for the six months ended 30 June 2022. (1,448 words) - [Chief Risk Officer update – March 2022 | Funding Circle](/content/uk/resources/investors/chief-risk-officer-update-march-2022/index.html): As we head into spring and the recovery from the pandemic there are a number of trends that are having an increasing impact on the economy (1,052 words) - [Project management guide | Funding Circle](/content/uk/resources/leadership/project-management-guide/index.html): Whether you’re working on a two week scheme or a year long transformation, successful project management can make a huge difference to your business. (1,523 words) - [How to save for retirement | Funding Circle](/content/uk/resources/investors/how-to-save-for-retirement/index.html): The good news about investing for retirement is that even small amounts that are put away now can grow to an impressive pile once you decide to slow down a bit. (1,082 words) - [Support | Business Support Team | Funding Circle](/content/uk/support/vulnerable-customer-team/index.html): Funding Circle is committed to supporting vulnerable customers. We offer tailored assistance for borrowers facing challenging personal circumstances. (728 words) - [Understanding your credit report | Funding Circle](/content/uk/resources/business-finance/business-funding/understanding-your-credit-report/index.html): Your credit report determines which financial products you can access, so knowing how it works can unlock potential finance options for your business (1,589 words) - [Secured and unsecured loans: UK business guide | Funding Circle](/content/uk/resources/business-finance/secured-unsecured-loan-differences/index.html): Unsure whether a secured or unsecured business loan is right for you? Read our UK guide to compare collateral, interest rates, and borrowing terms. (1,106 words) - [Support | Manage My Payments | Funding Circle](/content/uk/support/manage_my_payments/index.html): The most commonly asked questions about our how to manage payments. If you can't find the answer to your question, please contact our support team. (797 words) - [Financing: credit cards vs lines of credit | Funding Circle](/content/uk/resources/business-development/financing-growth-business-credit-cards-vs-lines-of-credit.html): Business credit cards and lines of credit are popular ways to finance a business. While they share some similarities, there are distinct differences to consider (1,231 words) - [6 unusual staffing solutions for your business | Funding Circle](/content/uk/resources/leadership/6-unusual-staffing-solutions-to-improve-the-effectiveness-of-your-small-business.html): Businesses should be embracing the huge advances made by remote working and sharing tools to develop a flexible attitude towards staffing out your workforce. (1,155 words) - [How to be a better ally to your LGBTQIA+ staff | Funding Circle](/content/uk/resources/news/how-to-be-a-better-ally/index.html): Here, we explain what allyship is, why it’s important, and share simple, actionable tips from our allyship training provider. (1,014 words) - [Limited Company Loans | Borrow £10k - £750k | Funding Circle](/content/uk/small-business-loans/company-loans/index.html): Get a company loan online and borrow up to £750,000 with fixed rates and no early settlement fees. Move forward with a limited company loan from Funding Circle (506 words) - [Only 1 in 5 UK businesses are female-led | Funding Circle](/content/uk/resources/news/funding-gap-holds-women-back/index.html): Only 1 in 5 UK businesses are female-led as a 2026 study reveals a persistent funding gap. Explore regional trends, sector stats, and the rise in loan apps. (1,708 words) - [How to access your funds | Funding Circle](/content/uk/resources/investors/how-to-access-your-funds/index.html): When you lend through Funding Circle, your money is matched to loans which are paid back over a period of up to five years. (960 words) - [Self Employed Loans | Small Business Loans | Funding Circle](/content/uk/small-business-loans/self-employed-loans/index.html): Apply for a self-employed loan for small businesses at Funding Circle to borrow up to £750,000 and get a decision in as little as 1 hour. (617 words) - [Unsecured Business Loans | Unsecured Loans | Funding Circle UK](/content/uk/small-business-loans/unsecured-loans/index.html): Apply for an unsecured business loan at Funding Circle to borrow up to £750,000 and get a decision in as little as 1 hour. (476 words) - [Make mental health a priority | Funding Circle](/content/uk/resources/leadership/make-mental-health-a-priority-for-your-business/index.html): Thrive’s experts explain how our partnership can help you better support your employees' mental health. (961 words) - [Support | Managing My Account | Funding Circle](/content/uk/support/manage_my_account/index.html): The most commonly asked questions about our how to manage your account. If you can't find the answer to your question, please contact our support team. (411 words) - [Q3 2019 Update - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/q3-2019-update/index.html): Funding Circle Holdings plc (“Funding Circle”), the leading small and medium enterprise (“SME”) loans platform in the UK, US, Germany and the Netherlands, today announces updates to its statistics pages for the three months ending 30 September 2019 (the “Quarter”). (994 words) - [Full Year 2018 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2018-results/index.html): Funding Circle Holdings plc (“Funding Circle” or the “Company”), the leading small and medium enterprise (“SME”) loans platform in the UK, US, Germany and the Netherlands, today announces results for the year ended 31 December 2018 (“2018”). (1,608 words) - [A guide to transferring ISAs | Funding Circle](/content/uk/resources/investors/isa-transfers-guide/index.html): An ISA transfer allows you to transfer ISA funds to another ISA provider whilst keeping them within the tax-free wrapper. (578 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/investors/page/2/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (83 words) - [Can a credit card improve your profit margins? | Funding Circle](/content/uk/resources/business-development/can-a-business-credit-card-improve-your-profit-margins.html): A properly used business credit card can directly improve your bottom line through better cash flow management and cost reduction. Find out how. (905 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/investors/page/5/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (61 words) - [Important update about lending at Funding Circle | Funding Circle](/content/uk/resources/investors/closing-retail-platform/index.html): After two years of the platform being paused for new investment we have taken the decision to permanently close the retail platform for new investments. (541 words) - [What’s the best way to fund monthly business expenses?](/content/uk/resources/business-finance/best-way-to-fund-monthly-business-expenses/index.html): Don't let monthly bills control your business. Cover rent & payroll with ease - earn cashback when you can, or spread the cost when you need breathing room. (1,013 words) - [5 ways to improve cash flow in your business | Funding Circle](/content/uk/resources/business-finance/improve-cash-flow-in-your-business/index.html): Whether you’re covering day-to-day costs or planning for future growth, having money move in and out at the right time makes all the difference. (928 words) - [Recovery Loan Scheme | This Scheme Is Now Closed | Funding Circle](/content/uk/coronavirus/recovery-loan-scheme/index.html): The Recovery Loan Scheme has now closed for new applications. Check the status of your RLS loan by signing in to your account. (647 words) - [FlexiPay Expenses Over 1, 3, 6, 9 or 12 Months | Funding Circle](/content/uk/payments/flexipay/how-flexipay-works/index.html): FlexiPay helps you pay for invoices, buy big ticket items and make other payments and spread the cost over 1, 3, 6, 9 or 12 months. (588 words) - [The value of customer research and how to do it | Funding Circle](/content/uk/resources/marketing/the-value-of-customer-research/index.html): Customer research helps business owners work out what customers like, need or want, and gives an understand customers decision making process (1,019 words) - [How business credit cards keeps spending in line | Funding Circle](/content/uk/resources/business-finance/how-business-credit-card-keeps-expenses-in-check/index.html): As your business grows, so does the challenge of keeping tabs on where your money goes. This is where a business credit card can help. (707 words) - [Growing a successful bridal boutique | Funding Circle](/content/uk/resources/borrower-stories/bellissima-weddings/index.html): Bellissima Weddings is a thriving bridal boutique in Essex, founded by husband and wife team Laura and Michael Daly (1,070 words) - [How to motivate your staff | Funding Circle](/content/uk/resources/leadership/motivate-your-staff/index.html): Adam has been Head of Borrower Sales at Funding Circle since January 2012. In that time he’s grown the account management team from 2 employees to over 40. (725 words) - [Contingency Planning Helps Your Business Prepare | Funding Circle](/content/uk/resources/leadership/how-contingency-planning-help-business-prepare-for-unexpected.html): If the last few years have taught us anything, it’s that unexpected situations can creep up on us at any time. That’s where contingency plans come in. (1,019 words) - [Funding Circle | Cap Markets | Product Overview](/content/global/capitalmarkets/product_overview/index.html): Our products are designed to fit the needs of business owners, and come with decisions in as little as 1 hour. (202 words) - [5 cost effective ways to win more customers | Funding Circle](/content/uk/resources/marketing/5-cost-effective-ways-win-customers/index.html): Here we detail 5 ways to develop a cost-effective strategy which could help you win new customers through digital marketing. (913 words) - [Update to H1 & FY 2019 Outlook - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/update-to-h1-fy-2019-outlook/index.html): Funding Circle Holdings plc (“Funding Circle” or the “Company”), the leading small and medium enterprise (“SME”) loans platform in the UK, US, Germany and the Netherlands, is today providing an update to its Outlook for 2019, as well as H1 2019 financial results and updates to its statistics pages for the three months ending 30 June 2019 (the “Quarter”). (1,405 words) - [The perfect time to invest in your business | Funding Circle](/content/uk/resources/business-development/why-the-new-year-is-perfect-to-invest-in-your-business.html): January is a great time to make those plans a reality. Here are 5 reasons why investing upfront makes good business sense.   (570 words) - [The importance of effective feedback | Funding Circle](/content/uk/resources/leadership/take-10-importance-effective-feedback-10-top-tips/index.html): We’re looking at the importance of effective feedback and have listed 10 smart ideas to help you and your employees achieve more. (764 words) - [Q1 2019 Update - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/q1-2019-update/index.html): Funding Circle Holdings plc (“Funding Circle” or the “Company”), the leading small and medium enterprise (“SME”) loans platform in the UK, US, Germany and the Netherlands, today announces updates to its statistics pages for the three months ending 31 March 2019 (the “Quarter”) and selected highlights from the Quarter. (1,230 words) - [A new award-winning cafe and bakery in Kent | Funding Circle](/content/uk/resources/borrower-stories/great-british-bakery-new-award-winning-cafe-bakery-kent.html): We visit Finch House, the award-winning fine food shop that first opened on Tonbridge High Street and has since expanded to Orpington (279 words) - [Consumer trends affecting your business | Funding Circle](/content/uk/resources/marketing/consumer-trends-affecting-your-business/index.html): In our today’s fast moving world, their habits, concerns and motivations can move quickly, which can make a big difference to your bottom line (598 words) - [Simon helped a client expand with Funding Circle | Funding Circle](/content/uk/resources/borrower-stories/simon-helped-client-expand-quickly-funding-circle/index.html): Simon Clarke, Director at Claratus Commercial Finance, joined the Funding Circle introducer family in September 2015. (229 words) - [How can small businesses finance marketing? | Funding Circle](/content/uk/resources/marketing/how-can-small-business-owners-finance-their-marketing.html): There are a number of grants available to businesses, some of which also cover the marketing spend that goes hand-in-hand with business growth. (534 words) - [How this wine bar uses FlexiPay to save money | Funding Circle](/content/uk/resources/borrower-stories/how-this-restaurant-and-wine-bar-use-flexipay-to-save-money-on-stock-and-keep-business-thriving.html): 8 Rocks, a cafe and wine bar in Essex, decided to reinvent themselves during lockdown and bring good quality food and wine to the community. (806 words) - [How Bass Place fixed their premises with a loan | Funding Circle](/content/uk/resources/borrower-stories/bass-place-small-business-story/index.html): Bass Place needed extensive repairs to the roof of their building and their high-street bank couldn’t help. (714 words) - [Funding Circle | Cap Markets | Investment Announcements](/content/global/capitalmarkets/investment-announcements/index.html): The hub for our latest news and investment announcements. Funding Circle is the UK’s leading SME lending platform. (269 words) - [Q4 2018 Update - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/q4-2018-update/index.html): Funding Circle Holdings plc (“Funding Circle” or the “Company”), the leading small and medium enterprise (“SME”) loans platform in the UK, US, Germany and the Netherlands, today announces updates to its statistics pages for the three months ending 31 December 2018 (the “Quarter”) and selected highlights from the quarter. (1,025 words) - [Get your business ready for Christmas | Funding Circle](/content/uk/resources/business-development/get-your-business-ready-for-christmas/index.html): Get your business ready for Christmas with our checklist. Plan your cash flow, stock, promotions, and staffing for a profitable festive season. (771 words) - [Brits name Fawlty Towers their favourite TV SME– but how would it fare as a small business in 2023 - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/brits-name-fawlty-towers-their-favourite-tv-sme-but-how-would-it-fare-as-a-small-business-in-2023.html): The much-loved small businesses from the small screen that may not be Open All Hours unless they adapt (1,822 words) - [Leading stars including Natalie Dormer, Richard E Grant, Felicity Jones, Michael Palin and Twiggy raise awareness of ‘Just A Book’ – an initiative from Just A Card and Funding Circle supporting small businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/leading-stars-including-natalie-dormer-richard-e-grant-felicity-jones-michael-palin-and-twiggy-raise-awareness-of-just-a-book-an-initiative-from-just-a-card-and-funding-circle-supporting-small-businesses.html): DOMINIC COOPER • NATALIE DORMER • NATHALIE EMMANUEL • CHARLOTTE GAINSBOURG • RICHARD E GRANT • FELICITY JONES • HANIF KUREISHI • ALEX LANIPEKUN • HAYLEY MILLS • JAMES NORTON • DAVID OAKES • MICHAEL PALIN • BRUCE ROBINSON • GRETA SCACCHI • TWIGGY (736 words) - [Sport gives a practical edge in business | Funding Circle](/content/uk/resources/news/sport-and-business/index.html): We ask rugby legend and small business owner Ben Youngs how the skills he learned in competitive sport have helped him find success in business off the pitch. (755 words) - [Working Capital Loans | Get business funding | Funding Circle](/content/uk/businesses/working-capital-loans/index.html): A fixed rate small business loan from Funding Circle can give you the working capital you need to grasp opportunities and help you move your business forward. (662 words) - [Best Business Credit Cards for Purchases | Funding Circle](/content/uk/resources/business-finance/best-credit-cards-for-business-purchases/index.html): Compare the best business credit cards for purchases. Explore cashback rates, limits, and see how the Funding Circle Cashback card can reward your business. (2,168 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/leadership/page/2/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (64 words) - [Economic Impact Report 2025 | Funding Circle](/content/uk/funding-circle-impact-report-2025/index.html): Independent analysis from Oxford Economics reveals how Funding Circle is financing SME lending to drive national growth. (316 words) - [5 signs your small business is ready for growth | Funding Circle](/content/uk/resources/business-development/5-signs-your-small-business-is-ready-for-growth/index.html): We share five signs to look out for that might signal you’re ready to seek funding for new opportunities. (712 words) - [How better payment practices support small business in the UK](/content/uk/resources/news/better-payment-practices-for-small-businesses/index.html): Late payments cost the UK economy £11bn a year. Learn how they impact small businesses and how to manage cash flow gaps with the Fair Payment Code and FlexiPay. (698 words) - [Helping our customers harness the power of AI | Funding Circle](/content/uk/resources/news/ai-for-growth/index.html): Learn about how we're helping our customers harness the power of Artificial Intelligence through the AI for Growth initiative. (667 words) - [Support for small business owners beyond finance | Funding Circle](/content/uk/resources/business-development/how-we-go-beyond-business-finance/index.html): Funding Circle’s Vulnerable Customer Team offers non-judgmental support and free mental health resources to help you. (590 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/borrower-stories/page/2/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (106 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/2/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (101 words) - [Banks give small businesses the cold shoulder a decade after financial crisis - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/banks-give-small-businesses-the-cold-shoulder-a-decade-after-financial-crisis.html): A new report published today by Oxford Economics has found that a decade after the financial crisis, bank lending to small businesses has failed to recover significantly. (1,101 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-development/page/5/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (63 words) - [Funding Circle | Capital Markets | Key milestones](/content/global/capitalmarkets/key-milestones/index.html): A selection of Funding Circle's key milestones and achievements since we launched way back in 2010. (114 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-finance/page/34/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (63 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/business-development/page/2/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (101 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/news/page/2/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (113 words) - [Choose the card to make your business win | Funding Circle](/content/uk/payments/index.html): Want to master your cash flow or get 2% cashback on your everyday spend? Whatever your business needs, we have the right card to power your next steps. (781 words) - [Legal | Our Privacy Policy | Funding Circle](/content/uk/legal/privacy-policy/index.html): Our Privacy Policy documents which govern how our customers can use our platforms and services, and our relationship with you (4,028 words) - [Small business news - long and winding road - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-news-long-and-winding-road/index.html): Business owners endure 11 months of pitching, six reinventions of their business model and four years of work before finding success. (729 words) - [Small business spotlight - (gin &) tonic boom - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-gin-tonic-boom/index.html): An artisan gin maker has recorded an 800 per cent increase in online sales as Brits’ love for G&T continues in the Covid-19 era. (993 words) - [Update on Government Schemes - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/update-on-government-schemes/index.html): Funding Circle Holdings plc UPDATE ON GOVERNMENT SCHEMES (946 words) - [British Business Bank announces new commitment through Funding Circle to increase UK small business lending - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/british-business-bank-announces-new-commitment-through-funding-circle-to-increase-uk-small-business-lending.html): The British Business Bank today announces a commitment of up to £150 million for lending to UK small businesses through Funding Circle. (810 words) - [How C&Co overcame their fear of borrowing | Funding Circle](/content/uk/resources/borrower-stories/constructive-and-co-finance-to-grow-case-study/index.html): From their workshop in Leyton, east London, Constructive and Co design, create and fit bespoke furniture that’s beautiful as well as functional (404 words) - [Full Year 2022 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2022-results/index.html): Funding Circle Holdings plc (“Funding Circle”) today announces results for the year ended 31 December 2022. (1,411 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/borrower-stories/page/9/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (97 words) - [FinTechs join forces to support small businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/fintechs-join-forces-to-support-small-businesses/index.html): Starling, the digital bank, and Funding Circle, the UK’s largest small business loan platform, have entered a strategic partnership to provide £300 million of lending to small businesses under the Coronavirus Business Interruption Loan Scheme (CBILS). (715 words) - [Accredited to join CBILS & COVID-19 update - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/accredited-to-join-cbils-covid-19-update/index.html): Funding Circle Holdings plc (1,002 words) - [H2 2020 trading update - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/h2-2020-trading-update/index.html): Strong end to 2020 with total income and AEBITDA well ahead of previous expectations. (842 words) - [Small business spotlight - who wants to be a milliner? - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-who-wants-to-be-a-milliner.html): Hollywood A-listers and pop superstars may be among their customers but the UK’s hottest hat-maker credits two fictional stars with getting them ahead – Mad Men’s Don Draper and Peaky Blinders gang kingpin Tommy Shelby. (852 words) - [Crowdfunding Or Business Loans? Keep your Equity | Funding Circle](/content/uk/businesses/crowdfunding/index.html): Instead of giving up equity with crowdfunding, a fixed rate business loan can help you get the funding you need to thrive. Apply today to see how we can help. (392 words) - [Funding Circle and Merseyside Pension Fund launch UK Economic Impact Fund to back British small businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-merseyside-pension-fund-launch-uk-economic-impact-fund-to-back-british-small-businesses.html): Funding Circle, the UK’s leading small business loans platform, today announced the launch of a new private direct lending fund which allows institutional investors to back small businesses and the UK economy. (644 words) - [Small business news - Business milestones - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-news-business-milestones/index.html): This inspiring timeline shows the top milestones in the female work environment - from Katherine Fenkyll taking over her husband’s drapery business in 1479 - to women being allowed to join the London Stock Exchange in 1973. (1,239 words) - [Funding Circle reveals inclusion in FTSE4Good Index Series - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-reveals-inclusion-in-ftse4good-index-series.html): Funding Circle, a leading global small business loans platform, today reveals its inclusion in the FTSE4Good Index Series, which recognises companies that demonstrate the highest standards of corporate governance and sustainability. (494 words) - [Small business news - you’ve got a friend in SME - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-news-you-ve-got-a-friend-in-sme/index.html): Millions of shoppers have pledged to vote with their feet and continue to support small businesses - after turning their backs on larger chains. (774 words) - [Funding Circle closes $198 million securitization to support US small businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-closes-198-million-securitization-to-support-us-small-businesses.html): Funding Circle, the leading small business loans platform in the UK, US, Germany and the Netherlands, today closed its first asset-backed securitization (ABS) of US small business loans originated through its platform. The $198 million deal marks the debut of Funding Circle’s US securitization sponsorship capability, and is the fifth securitization of Funding Circle business loans globally. (495 words) - [Full Year 2023 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2023-results/index.html): Funding Circle Holdings plc (“Funding Circle”) today announces results for the twelve months ended 31 December 2023. (1,415 words) - [Sunday Times Best Places to Work 2026 | Funding Circle](/content/uk/resources/news/best-places-to-work-2026/index.html): The results are in. Funding Circle has officially made The Sunday Times Best Places to Work 2026 list in the Big Organisation category. (279 words) - [Fourth securitisation of Funding Circle loans unveiled - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/fourth-securitisation-of-funding-circle-loans-unveiled.html): The £232m transaction is the fourth and largest ever securitisation facilitated through the Funding Circle platform - Today’s announcement comes three months after the last securitisation of Funding Circle loans, bringing the total amount of loans securitised to £755m. (618 words) - [Small business spotlight - flock to shepherd's huts - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-flock-to-shepherds-huts/index.html): A luxury hut maker has reported a 30 per cent rise in turnover as Brits create posh offices in their gardens. (819 words) - [Small business confidence rising but fears over future lockdowns remain, finds BCC/Funding Circle survey - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-confidence-rising-but-fears-over-future-lockdowns-remain-finds-bccfunding-circle-survey.html): UK small businesses are increasingly confident in their ability to grow and power the economic recovery, although many still have fears about the ongoing impact of Covid restrictions. This comes according to new data published today by the British Chambers of Commerce in partnership with Funding Circle, the UK’s largest small business loan platform. (1,010 words) - [Funding Circle open for business as it signs up to the government’s SME Finance Charter - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-open-for-business-as-it-signs-up-to-the-government-s-sme-finance-charter.html): Funding Circle open for business as it signs up to the government’s SME Finance Charter. (673 words) - [Waterfall Asset Management to fund £1 billion of SME loans through Funding Circle platform - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/waterfall-asset-management-to-fund-1-billion-of-sme-loans-through-funding-circle-platform.html): Funding Circle Holdings plc (“Funding Circle”), the leading small business loans platform in the UK, US, Germany and the Netherlands(1), announces that Funding Circle UK and Waterfall Asset Management, LLC (“Waterfall”), a leading institutional asset manager focused on structured credit, have entered into a strategic partnership to support the growth of UK small businesses. Under the terms of the agreement, Waterfall will invest in £1 billion of loans originated through Funding Circle’s UK platform over a two-year period. Waterfall’s investment will be partially financed by Deutsche Bank. (588 words) - [Small business news - keeping it in the family - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-news-keeping-it-in-the-family/index.html): Almost a quarter of business owners have ‘employed’ relatives in recent months – sparking a revival of traditional family businesses. (690 words) - [Funding Circle and small business campaigner Just A Card join forces to back independent shops this Christmas - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-small-business-campaigner-just-a-card-join-forces-to-back-independent-shops-this-christmas.html): Funding Circle, the UK’s leading small business loans platform, and Just A Card, the grassroots campaign run by artists, makers, and small business owners, are today announcing their partnership to help independent retailers increase sales. (453 words) - [Trading Update Nov 2020 - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/trading-update-nov-2020/index.html): Expected to finish 2020 strongly and upgraded outlook to AEBITDA profitable in H2. (583 words) - [Anna Cake Couture's growth journey | Funding Circle](/content/uk/resources/borrower-stories/anna-cake-business-story/index.html): Anna Cake Couture have been baking cakes in Bristol for 10 yearsand have grown from a single shop to a purpose-built kitchen with almost 30 members of staff (93 words) - [Small business spotlight - pints win prizes - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-pints-win-prizes/index.html): A hobby 'micro' brewery started in the cramped living room of an ex-council flat has grown into a million-pound business that has weathered the alcohol industry’s biggest ever storm. (681 words) - [British Business Investments announces new £30 million commitment to back UK SMEs through Funding Circle’s UK SME Direct Lending Fund - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/british-business-investments-announces-new-30-million-commitment-to-back-uk-smes-through-funding-circle-s-uk-sme-direct-lending-fund.html): British Business Investments, a commercial subsidiary of the British Business Bank, today announces a £30 million commitment to support UK small businesses through Funding Circle’s UK SME Direct Lending Fund. (649 words) - [Half Year 2023 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/half-year-2023-results/index.html): Funding Circle Holdings plc today announces results for the six months ended 30 June 2023. (1,370 words) - [Funding Circle and Pollen Street facilitate further securitisation with SBOLT 2019-1 - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-pollen-street-facilitate-further-securitisation-with-sbolt-2019-1.html): Pollen Street Capital, the equity sponsor of SBOLT 2018-1, is returning to the market with SBOLT 2019-1, a securitisation of UK loans originated by Funding Circle, the leading small business loans platform in the UK, US, Germany and the Netherlands. (393 words) - [Funding Circle £250m securitisation of SME loans unveiled - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-250m-securitisation-of-sme-loans-unveiled.html): The £250m portfolio, built up by Funding Circle and Waterfall Asset Management, brings the total amount of UK Funding Circle loans securitised to £1 billion. (454 words) - [Oliver White to succeed Sean Glithero as Chief Financial Officer - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/oliver-white-to-succeed-sean-glithero-as-chief-financial-officer.html): THIS ANNOUNCEMENT INCLUDES INSIDE INFORMATION AS DEFINED IN ARTICLE 7 OF THE MARKET ABUSE REGULATION NO. 596/2014 (553 words) - [Funding Circle launches FlexiPay to revolutionise £1 trillion small business payments market - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-launches-flexipay-to-revolutionise-1-trillion-small-business-payments-market.html): Funding Circle, the leading platform for small business loans, has launched its first payments facility, FlexiPay, as the next step in its mission to help solve more funding problems for small businesses. (674 words) - [UK SMEs ready to power the post-pandemic recovery - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/uk-smes-ready-to-power-the-post-pandemic-recovery/index.html): A new report has found that as the UK embarks on its roadmap out of lockdown, a significant proportion of small and medium enterprises (SMEs) will emerge with the capacity, need and desire to invest in their business and power the economic recovery. (690 words) - [Small business spotlight - business is working out - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-business-is-working-out/index.html): A women’s ‘athleisure’ brand started by a personal trainer with £250 of cash has taken its 200,000th order in just four years. (834 words) - [Invoice Factoring vs Invoice Discounting | Funding Circle](/content/uk/resources/business-finance/invoice-factoring-vs-invoice-discounting/index.html): Many businesses turn to invoice factoring and discounting to unlock the value of unpaid invoices. In this article we look whether they might be right for you (1,241 words) - [Funding Circle and Atom bank announce £300m lending partnership - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-atom-bank-announce-300m-lending-partnership.html): Atom will harness the platform’s machine learning capabilities to deploy new funding to 4,000 UK small businesses, continuing their support for UK SMEs. (528 words) - [Small business spotlight - face value - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-face-value/index.html): A make-up student who started out with a face-painting stall at a festival has grown her passion into a fashion brand with a host of celebrity fans – including Margot Robbie, Nicole Scherzinger and Pixie Lott. (872 words) - [Funding Circle and Nationwide Launch Innovative Partnership to Improve Access to Critical Services for American Small Business Owners - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-nationwide-launch-innovative-partnership-to-improve-access-to-critical-services-for-american-small-business-owners.html): Denver, January 31, 2022 – Funding Circle, a leading online small business lending platform in the U.S., and Nationwide, one of the nation’s longest-standing insurance and financial services companies, today announced the launch of a brand new partnership specifically designed to improve access to much-needed capital and business insurance resources and services for American small business owners. (689 words) - [Trading update May 2021 - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/trading-update-may-2021/index.html): Strong start to 2021 with total income and AEBITDA in H1 anticipated to be well ahead of expectations. (636 words) - [Funding Circle launches new embedded finance solution - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-launches-new-embedded-finance-solution.html): Funding Circle, the leading platform for small business loans, has today unveiled an Application Programming Interface (API) that enables partners to natively embed Funding Circle into their website, providing customers with fast and seamless access to business loans. (886 words) - [Small business spotlight - Makes for a great read - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-makes-for-a-great-read/index.html): A family business has hit more than one million sales a year and seen turnover soar as bored Brits spent the past year getting stuck into jigsaws. (858 words) - [Funding Circle announces CEO transition - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-announces-ceo-transition/index.html): Funding Circle announces that Lisa Jacobs, Managing Director of Funding Circle UK, is to succeed Samir Desai CBE as Chief Executive Officer from January 1st 2022. (618 words) - [Approved to join US Govt SME stimulus programme - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/approved-to-join-us-govt-sme-stimulus-programme/index.html): APPROVED TO JOIN US GOVERNMENT SME STIMULUS PROGRAMME (242 words) - [Small business news - Future of Business - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-news-future-of-business/index.html): Businesses of the future will focus on being socially responsible and caring – as they become highly automated. Futurologist Ian Pearson claims while employees have effectively worked as machines in the past, the future will see work centred around emotional and interpersonal skills. He suggests a phrase we’re likely to hear more of in the next few years is Care Economy – as the new high level of automation allows people to focus on people. (939 words) - [Funding Circle Announces Intention to Publish a Registration Document and Potential Intention to Float - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-announces-intention-to-publish-a-registration-document-and-potential-intention-to-float.html): Funding Circle, the leading small business loans platform in the UK, US, Germany and the Netherlands, announces that it intends to publish today a Registration Document and is considering proceeding with an initial public offering on the London Stock Exchange’s main market. (66 words) - [TIK TOK X SME: FROM A DOG BAKERY TO A SING-ALONG IN A CAFE - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/tik-tok-x-sme-from-a-dog-bakery-to-a-sing-along-in-a-cafe.html): Funding Circle paired some of the UK’s leading TikTok creators with small businesses to turbocharge their self-promotion and inspire other SMEs (989 words) - [Funding Circle to Offer First and Second Draw Paycheck Protection Program (PPP) Loans - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-to-offer-first-and-second-draw-paycheck-protection-program-ppp-loans.html): Funding Circle is committed to helping small businesses access critical COVID-19 relief funds. (398 words) - [Funding Circle Extends Partnership with Congressional Bank to Get More Capital to US Small Businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-extends-partnership-with-congressional-bank-to-get-more-capital-to-us-small-businesses.html): Funding Circle, the small business loans platform and Congressional Bank, a bank headquartered in Maryland, have today announced an extension of their existing lending partnership to provide more capital to small businesses across the US. (442 words) - [Funding Circle accredited under the Recovery Loan Scheme - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-accredited-under-the-recovery-loan-scheme.html): Funding Circle becomes the first lending platform to be accredited under RLS. (437 words) - [Small business news - shopping small this Christmas - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-news-shopping-small-this-christmas/index.html): Small businesses are set to receive more than £8 billion this Christmas – as more shoppers plan to buy gifts, food and decorations from independents over big stores. (796 words) - [Pitney Bowes and Funding Circle Launch Innovative Partnership to Support Small Business Lending - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/pitney-bowes-and-funding-circle-launch-innovative-partnership-to-support-small-business-lending.html): This unique partnership expands Main Street owners’ access to much-needed affordable capital (629 words) - [Funding Circle partners with Hatch Enterprise to support underrepresented entrepreneurs - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-partners-with-hatch-enterprise-to-support-underrepresented-entrepreneurs.html): Funding Circle and charity, Hatch Enterprise join forces with the mission to empower underrepresented entrepreneurs to imagine, launch and grow sustainable and impactful businesses through tailored support, community and partnerships. During a twelve-month partnership, our Circlers will train and mentor start-up businesses in learning skills to help their businesses achieve their potential. (857 words) - [Your guide to growing your business with Funding Circle](/content/static/files/uk/information-packs/investor-information-pdf.html) (3,797 words) - [Funding Circle - FlexiPay - Get started](/content/uk/borrower/flexipay-apply/eligibility/index.html): Spread your business costs with FlexiPay (69 words) - [Half Year 2025 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/half-year-2025-results/index.html): Funding Circle Holdings plc today announces results for the half year ended 30 June 2025 (1,467 words) - [Funding Circle United States | Business finance that backs you](/content/us/index.html): Funding Circle United States has been acquired by iBusiness Funding and no longer offers lending in the United States. (73 words) - [What is Revenue Based Financing? Pros & Cons | Funding Circle](/content/uk/resources/business-finance/what-is-revenue-based-financing/index.html): Discover how revenue based financing compares to traditional business loans. Learn about flexible repayments, eligibility, and alternative funding options. (846 words) - [Funding Circle, DreamSpring Partner to Increase Access to Capital for Small Business Owners in Underserved Communities - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-dreamspring-partner-to-increase-access-to-capital-for-small-business-owners-in-underserved-communities.html): Online lending platform’s lending-as-a-service program expands nonprofit community development financial institution’s equitable lending reach and impact (566 words) - [Half Year 2024 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/half-year-2024-results/index.html): Funding Circle Holdings plc today announces results for the six months ended 30 June 2024. (1,221 words) - [Small business spotlight - pandemic reflections - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/small-business-spotlight-pandemic-reflections/index.html): A quarter of business owners feel ‘more prepared than ever’ to guide their companies to success following the pandemic. (482 words) - [H1 2019 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/h1-2019-results/index.html): Funding Circle Holdings plc (“Funding Circle”, the “Group” or the “Company”), the leading small and medium enterprise (“SME”) loans platform in the UK, US, Germany and the Netherlands, today announces results for the six months to 30 June 2019 (“H1 2019”). (17,311 words) - [Full Year 2019 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2019-results/index.html): Funding Circle Holdings plc Full Year 2019 Results (15,272 words) - [Funding Circle and Magnetar Capital UK announce new lending partnership - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-magnetar-capital-uk-announce-new-lending-partnership.html): The partnership will leverage Funding Circle’s machine learning capabilities to deploy more than £300m funding to UK small businesses (602 words) - [Funding Circle and Waterfall Asset Management announce £1bn lending partnership - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-waterfall-asset-management-announce-1bn-lending-partnership.html): The partnership will leverage the platform's machine learning capabilities to deploy new funding to UK small businesses over a two-year period. (478 words) - [Half Year 2020 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/half-year-2020-results/index.html): Funding Circle Holdings plc (“Funding Circle”), today announces results for the six months ended 30 June 2020. (19,495 words) - [Funding Circle partners with Earthwatch to create thriving green spaces in urban places - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-partners-with-earthwatch-to-create-thriving-green-spaces-in-urban-places.html): 1,200 trees planted to create two Tiny Forests at Peckham Rye Park & Common (855 words) - [Funding Circle, Farm Bureau Bank® Collaborate to Boost Small Business Lending - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-farm-bureau-bank-collaborate-to-boost-small-business-lending.html): Farm Bureau Bank is the latest regional bank to fund small business loans originated through Funding Circle (566 words) - [Funding Circle and Varadero announce further lending partnership - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-varadero-announce-further-lending-partnership.html): Funding Circle, the UK’s largest small business loan platform, and Varadero Capital (“Varadero”), a value-driven alternative investment manager, today announce a follow-on transaction that will provide up to £400m of funding to small businesses. (623 words) - [What is Trade Finance? Types, Benefits & Risks | Funding Circle](/content/uk/resources/business-finance/what-is-trade-finance/index.html): Discover what trade finance is and how it helps businesses manage cash flow during international trade. Learn about the different types, benefits, and risks. (910 words) - [Funding Circle appoints new Managing Director to lead FlexiPay expansion - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-appoints-new-managing-director-to-lead-flexipay-expansion.html): Funding Circle, the UK’s largest small business loan platform, announces the appointment of Jerome Fernandez as Managing Director, FlexiPay. (406 words) - [Funding Circle appoints new Director of Communications - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-appoints-new-director-of-communications.html): Funding Circle, the UK’s largest small business loan platform, has appointed Abigail Whittaker as its new Director of Communications. (358 words) - [Full Year 2020 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2020-results/index.html): Funding Circle Holdings plc (“Funding Circle”), today announces results for the year ended 31 December 2020. (16,468 words) - [Funding Circle TEAms up with SME customer, Bird & Blend Tea Co. - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-teams-up-with-sme-customer-bird-blend-tea-co.html): Funding Circle, the UK’s largest small business loan platform, is proud to continue supporting small and has recently stocked a unique selection of tea blends expertly created by award-winning tea company and Funding Circle customer, Bird & Blend Tea Co., for its London office. (567 words) - [Funding Circle and Atom bank agree new lending partnership - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-atom-bank-agree-new-lending-partnership.html): Funding Circle, the UK’s leading SME lending platform, and Atom bank, the UK’s first app-based bank, today announce a new lending partnership that will provide up to c.£150m of funding to small businesses. (999 words) - [Short Term Business Loans | £10,000 to £750,000 | Funding Circle](/content/uk/small-business-loans/short-term-business-loans/index.html): With no upfront or repayment fees you can bridge cash flow, buy stock, kick off new projects or cover payroll, and only pay interest for the time you borrow. (655 words) - [2% cashback on all business spend | Funding Circle](/content/uk/payments/cashback/index.html): Our Cashback credit card gives you up to £2,000 back for the first 6 months, then 1% uncapped after that. (1,380 words) - [Funding Circle enhances employee benefits with £500 ‘Money To Do More’ allowance - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-enhances-employee-benefits-with-500-money-to-do-more-allowance.html): This month, Funding Circle, the UK’s largest small business loan platform, has refreshed its ‘Money To Do More’ scheme with enhanced benefits for Funding Circle employees, known as Circlers. (489 words) - [Bank for International Settlements Releases Fed Study Findings on the Impact of Fintech Lending on Credit Access for U.S. Small Businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/bank-for-international-settlements-releases-fed-study-findings-on-the-impact-of-fintech-lending-on-credit-access-for-us-small-businesses.html): Research finds that fintech small business platforms have the potential to create a more inclusive financial system (597 words) - [Funding Circle launches Parental Buddy Scheme - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-launches-parental-buddy-scheme/index.html): This month, Funding Circle, the UK’s largest small business loan platform, has launched a new Parental Buddy Scheme to support Funding Circle employees, known as Circlers. (443 words) - [Business Credit Cards Guide for Small Businesses | Funding Circle](/content/uk/resources/business-finance/what-is-a-business-credit-card-and-how-does-it-work.html): How do business credit cards work, and are they right for your business? A clear guide to features, types, eligibility and the pros and cons for UK companies. (1,530 words) - [Funding Circle partners with GreenTheUK to support UK nature and wildlife projects - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-partners-with-greentheuk-to-support-uk-nature-and-wildlife-projects.html): The UK’s leading lending platform for small businesses, Funding Circle and GreenTheUK announce a new partnership with the mission to support nature and wildlife projects in 2024 - 2025, across the UK. (988 words) - [Funding Circle appoints new VP of engineering - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-appoints-new-vp-of-engineering/index.html): Funding Circle, the UK’s largest small business loan platform, announces the appointment of Bruno Tavares as VP of Engineering. (371 words) - [Funding Circle and Affinity Plus Federal Credit Union Partner to Improve Credit Access for Small Business Owners - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-affinity-plus-federal-credit-union-partner-to-improve-credit-access-for-small-business-owners.html): Affinity Plus is the first credit union investor in loans originated by Funding Circle and the latest community-focused institution to partner with the leading online small business lending platform (580 words) - [Funding Circle and Bayview Asset Management announce new lending partnership - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-bayview-asset-management-announce-new-lending-partnership.html): Funding Circle, the UK’s largest small business lending platform, and Bayview Asset Management (‘Bayview’), an investment management firm headquartered in Coral Gables, Florida, today announce a lending partnership that is targeting the provision of £700m funding to small businesses over an 18 month period. (556 words) - [Business milestones - infographic - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/business-milestones-infographic/index.html): Our interactive timeline reveals more than 500 years of historic milestones for women at work, and the top 10 business role models inspiring today's women (35 words) - [Funding Circle encourages Brits to celebrate Christmas and New Year parties with small businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-encourages-brits-to-celebrate-christmas-and-new-year-parties-with-small-businesses.html): As the end of the year approaches and with almost nine in ten (88%) celebrating Christmas, consumers across the UK are looking forward to celebrating and hosting festive parties. This year, Funding Circle spotlights seven small businesses that can support with all the festive planning needs. (651 words) - [Half Year 2021 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/half-year-2021-results/index.html): Funding Circle Holdings plc (“Funding Circle”), today announces results for the six months ended 30 June 2021. (16,792 words) - [Supporting SMEs’ wellbeing nationwide, Funding Circle teams up with Thrive Mental Wellbeing - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/supporting-smes-wellbeing-nationwide-funding-circle-teams-up-with-thrive-mental-wellbeing.html): In a new partnership between the charity, Thrive Mental Wellbeing and the UK’s largest small business lending platform, Funding Circle, small and medium-sized enterprises (SMEs) across the UK will receive free mental health support. (603 words) - [UK SMEs demonstrate their resilience as they look to the future, research finds - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/uk-smes-demonstrate-their-resilience-as-they-look-to-the-future-research-finds.html): New research—published today by Oxford Economics and in partnership with Funding Circle, including a detailed survey of Funding Circle customers—reveals UK SMEs’ durability, with 58% of respondents saying their experience of dealing with the pandemic’s challenges has made their business more resilient. (641 words) - [Funding Circle & Rainbow Energy partner to support small businesses in taking control of energy costs - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-rainbow-energy-partner-to-support-small-businesses-in-taking-control-of-energy-costs.html): The UK's largest lending platform for small businesses, Funding Circle, announces a new partnership with Rainbow Energy (634 words) - [Funding Circle and Sage partner to streamline financing for small businesses - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-sage-partner-to-streamline-financing-for-small-businesses.html): The UK’s largest small business lending platform, Funding Circle, today announces its partnership with Sage, the leader in accounting, financial, HR, and payroll technology for small and mid-sized businesses (SMBs). The collaboration makes it simpler for small businesses to secure funding. (608 words) - [Funding Circle Appoints Steve Allocca U.S. Managing Director - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-appoints-steve-allocca-us-managing-director.html): Funding Circle, the leading online lending platform for small business borrowers today announces Steve Allocca has joined the company as U.S. Managing Director. (535 words) - [New Chief Technology Officer at Funding Circle to spearhead its innovation agenda and multi-product platform expansion - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/new-chief-technology-officer-at-funding-circle-to-spearhead-its-innovation-agenda-and-multi-product-platform-expansion.html): Funding Circle, the UK’s largest lending platform for small business borrowers, today announces the appointment of Greig McEwan as Chief Technology Officer. Greig joins Funding Circle’s Global Leadership Team. (450 words) - [Resilience is more relevant now than ever for UK SMEs, new report reveals - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/resilience-is-more-relevant-now-than-ever-for-uk-smes-new-report-reveals.html): A new report published by the UK’s largest small business lending platform, Funding Circle, in partnership with insights consultancy Savanta, looks at how resilience for small businesses and the impact of staff wellbeing is more important now than ever before. (701 words) - [Full Year 2021 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2021-results/index.html): Funding Circle Holdings plc (“Funding Circle”) today announces results for the year ended 31 December 2021. (16,103 words) - [Do early repayments impact business credit score | Funding Circle](/content/uk/resources/business-finance/early-repayments-and-your-credit-score/index.html): Before paying off that balance early, it’s worth knowing exactly how it affects your credit score, and whether there could be hidden downsides. (1,106 words) - [Funding Circle announces two new partnerships to support small businesses with increased access to finance - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-announces-two-new-partnerships-to-support-small-businesses-with-increased-access-to-finance.html): The UKs largest lending platform for small businesses, Funding Circle, this week announces two new partnerships with Tungsten and PayPoint, to further support small businesses in the UK with access to hassle-free finance. (420 words) - [The average worker thinks they will go through seven jobs by the time they retire – one every seven years, according to new research by Funding Circle. - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/the-average-worker-thinks-they-will-go-through-seven-jobs-by-the-time-they-retire-one-every-seven-years-according-to-new-research-by-funding-circle.html): A poll of 2,000 UK employees found more money (56 per cent), better work-life balance (42 per cent) and progression opportunities (26 per cent) are among the main reasons for moving jobs. (976 words) - [Funding Circle and charity, Hatch Enterprise, launch the "Get Ready to Start" programme to empower underrepresented entrepreneurs. - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-charity-hatch-enterprise-launch-the-get-ready-to-start-programme-to-empower-underrepresented-entrepreneurs.html): The "Get Ready to Start" programme, sponsored by Funding Circle and others, is a new initiative from accessible entrepreneurship charity Hatch Enterprise, which aims to level the playing field for those too often excluded from the sector. (685 words) - [Funding Circle facilitates £240m securitisation of investor’s SME loan portfolio - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-facilitates-240m-securitisation-of-investor-s-sme-loan-portfolio.html): Funding Circle, the UK’s largest small business lending platform, and Waterfall Asset Management (WAM), a multi-national institutional asset manager, announce the closing of a £240m securitisation backed by SME loans. (696 words) - [What is Working Capital? | Funding Circle](/content/uk/resources/business-finance/what-is-working-capital/index.html): Running a business means keeping a lot of plates spinning, and working capital is what keeps them in the air; it’s your financial cushion. (961 words) - [Adapting to changing consumer behaviour | Funding Circle](/content/uk/resources/borrower-stories/att-pynta-case-study/index.html): Att Pynta, a Scandinavian-inspired homeware brand, is one of many businesses that have had to adapt how they operate during the pandemic (928 words) - [How to build business credit | Funding Circle](/content/uk/resources/business-finance/how-to-build-business-credit/index.html): Having good business credit can help you get better loan terms, negotiate with suppliers and even attract investors. But how do you build your business credit? (1,159 words) - [Agreement reached with iBusiness Funding to acquire Funding Circle's US business - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/agreement-reached-with-ibusiness-funding-to-acquire-funding-circles-us-business.html): Further to the announcement on 7 March 2024, Funding Circle today announces it has entered into an agreement for the sale of Funding Circle’s US business to iBusiness Funding, LLC (IBF). (686 words) - [Green shoots of recovery: Resilient SMEs poised for future growth, shows new research - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/green-shoots-of-recovery-resilient-smes-poised-for-future-growth-shows-new-research.html): New research - published by Oxford Economics in partnership with Funding Circle, based on a detailed survey of Funding Circle customers - finds that small and medium sized enterprises (SMEs) are showing increased resilience and optimism despite the ongoing headwinds. (595 words) - [What is cashback for business? | Funding Circle](/content/uk/resources/business-finance/what-is-cashback-for-business/index.html): Whether you’re considering a new business credit card or exploring alternative income opportunities, you might want to know a thing or two about cashback (929 words) - [Future of Business - infographic - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/future-of-business-infographic/index.html): Our interactive graphics show how a range of businesses could look in the future based on research of 500 SME owners and insights from Futurologist Ian Pearson. (112 words) - [Funding Circle signs Pregnancy Loss Pledge - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-signs-pregnancy-loss-pledge/index.html): Funding Circle today announces that it has signed the Miscarriage Association’s Pregnancy Loss Pledge. (406 words) - [Full Year 2024 Results - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/full-year-2024-results/index.html): Funding Circle Holdings plc (“Funding Circle”) today announces results for the twelve months ended 31 December 2024. (801 words) - [FlexiPay, Funding Circle’s new line of credit product, is now available via brokers - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/flexipay-funding-circle-s-new-line-of-credit-product-is-now-available-via-brokers.html): The UK’s largest small business lending platform, Funding Circle, has made its new product, FlexiPay, available for brokers. (436 words) - [Funding Circle and Bayview extend funding partnership, surpassing £1 billion in total funding with J.P. Morgan and Citi backed credit facilities - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-and-bayview-extend-funding-partnership-surpassing-1-billion-in-total-funding-with-jp-morgan-and-citi-backed-credit-facilities.html): Funding Circle, the UK’s leading SME finance platform, is proud to announce the extension of its partnership with Bayview Asset Management, LLC for its Term Lending product, across two different credit facilities with J.P. Morgan and Citi. (674 words) - [Funding Circle announces newest lending partnership with Barclays Bank and TPG Angelo Gordon - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-announces-newest-lending-partnership-with-barclays-bank-and-tpg-angelo-gordon.html): The agreement will leverage Funding Circle’s data and technology driven platform to deploy up to £300m of funding to UK small businesses (531 words) - [Funding Circle appoints Rachael Raymond as UK Head of Broker - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-appoints-rachael-raymond-as-uk-head-of-broker.html): Funding Circle, the UK’s leading lending platform for small business borrowers, today announces the appointment of Rachael Raymond as Head of Broker. (462 words) - [What is cash flow and how do you manage it? | Funding Circle](/content/uk/resources/business-finance/cash-flow/index.html): Cash flow is the movement of money in and out of your business. Learn more about cash flow, including tips on how to improve it for your small business. (946 words) - [Funding Circle launches market-leading Cashback Business Credit Card, rewarding SMEs on everyday transactions - Funding Circle Holdings plc (LSE: FCH)](/content/corporate/media/newsroom/funding-circle-launches-market-leading-cashback-business-credit-card-rewarding-smes-on-everyday-transactions.html): With this latest product expansion, businesses can now borrow, pay later and spend through Funding Circle, leveraging the company’s existing strengths in SME credit, data, distribution and brand (830 words) - [6 tips to improve your short-term cash flow | Funding Circle](/content/uk/resources/business-finance/6-tips-to-improve-cash-flow/index.html): With current developments causing increased costs and shortages of stock and materials, steady cash flow is more challenging than ever before (740 words) - [How Joe & Seph's built a financial toolkit | Funding Circle](/content/uk/resources/borrower-stories/joe-and-sephs-financial-toolkit/index.html): Here's how family-run Joe & Seph's used flexible business finance to manage cash flow, invest in machinery, and turn a passion for popcorn into a global brand. 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(345 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/74/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (60 words) - [Our resource centre & blog | Funding Circle](/content/uk/resources/page/2/index.html): Visit our resource centre for finance tips, free business tools & more. Stay up to date with the latest Funding Circle news. View resources here today. (102 words) - [Debt Financing vs Equity Financing | Funding Circle](/content/uk/resources/business-finance/debt-financing-vs-equity-financing/index.html): Learn the difference between debt and equity financing. Compare the pros and cons of keeping full control of your business versus giving up equity to investors. 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