Apply for an unsecured business loan in 30 seconds

Fast and affordable unsecured business finance from £10,000 to £750,000

Apply as a limited company without affecting your credit score

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• Apply online in 7 minutes
• Decision in as little as 1 hour
• Borrow £10,000 to £750,000
• Rates from 6.9% per year

Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.

Unsecured Business Loans to keep your business moving forward

Unsecured business loans provide a simple, low-cost way to borrow for your business. Access finance of £10,000 to £750,000 for working capital, growth or expansion, with fixed monthly repayments that will help you plan with confidence.

What is an unsecured loan?

Unsecured loans allow you to borrow without giving security on any business assets, such as property or equipment. They’re a quick and easy way to get an affordable cash injection for your business.

To find out if you qualify for an unsecured business loan apply here.

Benefits of refinancing your business loan

• Save on your monthly repayments
• Reduce overall cost
• Consolidate different debts
• Help manage your cash flow
• Simple application process
• Specialist small business loans

Check your eligibility in 30 seconds with our online form without affecting your credit score.

Applying is quick and easy

1. Check if you qualify in 30 seconds

   See if you’re eligible without affecting your credit score

2. Apply online in 7 minutes

   Complete our simple form with your details, and we’ll only ask for supporting documents if we need them

3. Get approved in as little as 1 hour

   If approved, you’ll receive no-obligation offer with your personalised rate

4. Get your funds in a couple of days

   Once you accept your offer we'll deposit the money into your account - typically within 48 hours

Frequently asked questions

How can I get an unsecured business loan?

You can apply for an unsecured business loan on our website. Simply fill in our 7-minute application form, and you could receive a decision in as little as 1 hour.

How much can I borrow with an unsecured business loan?

You can borrow £10,000 to £750,000 with a Funding Circle business loan.

Will I need a personal guarantee for an unsecured loan?

Although you do not need to provide business assets as a security, we ask for a personal guarantee on our business loans.

What can I use an unsecured loan for?

You can use an unsecured business loan for almost any purpose, including helping with payroll, hiring new staff, business growth, making a one-off payment and more.

Looking for a shorter term loan to bridge cash flow gaps? Get a quick injection of funds, just when your business needs it. Choose from 6 or 12-month terms with no upfront fee if you apply directly.