# Choose the card that helps your business grow

Want to master your cash flow or get 2% cashback* on your everyday spend? Whatever your business needs, we have the right card to power your next steps.

[Apply now](/content/uk/payments/#choose_the_card_that_s_right_for_your_business/index.html) [Compare cards](/content/uk/payments/#choose_the_card_that_s_right_for_your_business/index.html)

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- Apply online in 4 minutes
- No monthly or annual fees
- Up to 42 days interest free
- Use anywhere Visa is accepted, in store or on the go
- No fees to overpay or settle early

## Choose the card that’s right for your business

| <br><br>### Cashback business credit card |
| --- |
| ### Key feature | **2% cashback for first 6 months (up to £2,000) then 1% uncapped after that** |
| ### Interest rate | Rates from 14.9%, representative 34.9% APR (variable) |
| ### Monthly/annual fee | No monthly or annual fee |
| ### Transaction fee | Not applicable |
| ### Credit limit | Up to £250,000 |
| [Get started](/content/uk/borrower/rewards-apply/eligibility/index.html) |

| <br><br>### FlexiPay business instalment card |
| --- |
| ### Key feature | **Pay for business costs upfront, then choose how you repay - over 1, 3, 6, 9 or 12 months** |
| ### Interest rate | 0% interest |
| ### Monthly/annual fee | No monthly or annual fee |
| ### Transaction fee | 0% when you settle card balances in 1 instalment.<br>From 1.99% per transaction for cash transfers. |
| ### Credit limit | Up to £250,000 |
| [Get started](/content/uk/borrower/flexipay-apply/eligibility/index.html) |

## Two cards that make your business spend work harder

Whether you want more flexibility and control over your payments, or money back without lifting a finger - we’ve got you covered.

Pay business costs up front with FlexiPay, then repay in 1, 3, 6, 9 or 12 instalments - all for a simple flat fee. Or earn more as you spend with the Cashback card and its unbeatable 2% rate for the first 6 months (up to £2,000). Then 1% after that. The choice is yours.

- Trusted by more than 135,000 business
- Rated ‘4.5’ stars on Trustpilot
- Friendly UK-based support team (made up of real people)

### Alice

Wick & Tallow

London

> ##### "We love FlexiPay, as it allows us to pay our suppliers and split payments over a few months. This allows us to manage cash flow and keep up to date with invoices."

##### Cashback card - The business card that pays you back

Travel, lunches, equipment, petrol or even your morning coffee… get paid back on the lot. Your earnings will be credited to your account automatically, every month. No tiered rewards or complicated withdrawals - just pure and simple cashback on all spend. Plus it’s accepted anywhere that Visa is.

[Apply now](/content/uk/borrower/rewards-apply/eligibility/index.html) [Learn more about Cashback](/content/uk/payments/cashback/index.html)

##### FlexiPay - Pay, your way

Our flexible line of credit gives you the freedom to decide when and how you pay business costs. Meaning you don’t have to worry about pinch points in your cash flow. Whether you want to split a VAT bill out monthly, pay suppliers or buy stock in bulk, spread almost any business payment over 1, 3, 6, 9 or 12 months for a one-off flat fee per transaction. It’s that simple.

[Apply now](/content/uk/borrower/flexipay-apply/eligibility/index.html) [Learn more about FlexiPay](/content/uk/payments/flexipay/index.html)

## Frequently asked questions

#### Can I see my balance and transactions in real-time?

Your balance and transactions will be visible in real-time in your online account or in the app. Your statements will be available at the end of your billing period.

Please note that purchases made on the last day of your billing period may be posted in the following month's statement.

#### Where can I see upcoming repayments?

Staying on top of your repayments is easy with FlexiPay. You can view your upcoming payments and their due dates in the 'Repayments' or 'Billing' tab of your online account or in our mobile app.

#### What features do I get with each card?

You can use your **Cashback Business Credit Card** anywhere that accepts Visa, whether online, in-store or abroad for international payments. With a credit limit of up to £250,000, you could also use your card for larger payments such as stock orders or new equipment – it’s totally up to you.

Your **FlexiPay Business Credit Card** allows you to shop online, in stores, and set up recurring payments for added convenience. You can also use your card abroad for international payments. However, keep in mind that cash withdrawals and gambling transactions are not supported by this card.

#### What types of business costs can I use my card for?

Your **Cashback Business Credit Card** is designed to reward you for everyday expenses, such as shipping, business trip costs, team lunches or socials, office supplies and more.

Your **FlexiPay Business Credit Card** lets you cover almost any business payment. Whether you need to pay recurring bills like VAT, rent, and utilities, or even make supplier payments to manage your inventory without a long-term loan commitment. You can also use your card for everyday expenses and larger purchases.

#### Can I only have one of the cards, or both?

You can choose from one of our FlexiPay or Cashback Business Credit Cards. It’s not possible to use both at the moment, but we’re working to enable this in the future.

*2% cashback for the first 6 months or up to £2,000, whichever comes first.*