Credit that’s ready to put in the work

Your rechargeable limit is much more than a rainy day fund. Dip into your flexible credit line whenever you like to control your cash flow, say ‘yes’ to that big opportunity or bring your business plans to life.

Flex your payments today Split any business cost

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• No interest, no forex fee
• Card, transfer or straight into your bank account
• Pay back early with no penalty
• UK-based, human support team on hand

Pay, your way for virtually anything

Choose how to pay, everytime

Whether you need to cover payroll, rent, direct debits or bulk stock orders, we’ve got your back. Pay by card, cash transfer or directly to your bank account - you always call the shots.

The card that moves with you

Make purchases online or on-the-go, wherever Visa’s accepted. Then flex transactions over 1-12 months, anytime, any place. Spending overseas? You’ll benefit from 0% foreign exchange fees.

Ultimate, built-in convenience

Get on top of HMRC or VAT bills, or send funds directly to a supplier right when you need to. Your versatile credit line’s ready with a reliable flow of capital that carries on replenishing.

Quickly turn your credit into cash

How to transfer credit into your bank account instantly | FlexiPay

Predictable costs meet total transparency

It’s just a simple flat fee per transaction so you’ll know your exact costs upfront, with more leeway to plan ahead and benefit in the long-run. Zero interest, annual fees or hidden charges. Money left over? Pay back early to waive remaining instalment fees*.

This feature is available to customers who joined after July 2024.

Flex your card payments in 3 easy steps

1. Activate FlexiPay

Log in to your online account or download the app to make your first payment. Go to the 'Pay' tab and choose to pay by cash transfer, or withdraw funds directly to your own bank account.

2. Choose the right plan for each payment

Simply enter the amount you want to pay up front, then split it over 1-12 months. Once confirmed, your funds could be paid out on the same day**.

3. Credit that replenishes

After you've repaid, your limit recharges to use again and again.

Your credit line's ready and waiting

It's the powerful, zero-commitment cash flow tool that never locks you in. What's stopping you from bringing your plans to life?

Your funds will be paid out on the same day if you draw down before 2pm on that day. Applies to working days only.