# 2% cashback on all business spend

Our Cashback credit card gives you up to £2,000 back for the first 6 months, then 1% uncapped after that. It’s the effortless way to earn rewards on repeat.

[Explore our Cashback card](/content/uk/payments/cashback/index.html) [Looking for a business loan?](/content/uk/small-business-loans/index.html)

- Up to 42 days interest free
- No monthly fees
- 0% foreign exchange fees
- Representative APR 34.9% (variable)
- Fixed interest rates

As proud sponsors of [Prem Rugby](/content/uk/rugby/index.html), we believe in the power of a good team behind you. That's why we're here to back businesses all over the UK with the finance they need to succeed.

## Explore our finance products

Our products are designed to fit the needs of business owners, and come with decisions in as little as 1 hour

### Cash flow control

Use FlexiPay to split virtually any cost over 1-12 instalments.

[FlexiPay line of credit](/content/uk/payments/flexipay/index.html) [Shorter term loan](/content/uk/small-business-loans/short-term-business-loans/index.html)

### Cashback card

Earn powerful, market-leading rewards on essential spend.

[FlexiPay line of credit](/content/uk/payments/flexipay/index.html) [Cashback credit card](/content/uk/payments/cashback/index.html)

### Business loans

Fast, affordable funding for your business needs.

[Business loans](/content/uk/small-business-loans/index.html) [Shorter-term loan](/content/uk/small-business-loans/short-term-business-loans/index.html) [Asset Finance](/content/uk/businesses/asset-finance/index.html) [Vehicle finance](/content/uk/businesses/asset-finance/vehicle-finance/index.html)

## Explore our different finance products

### Business Loan

Fast, affordable loans for almost any business need

- **Amount:** £10,000 to £750,000  
- **Product:** Term loan up to 6 years  
- **Interest:** From 6.9% per year  
- **Fees:** One-off completion fee

[Apply now](/content/uk/borrower/eligibility/loan-amount-and-term/index.html) [Learn more about business loans](/content/uk/small-business-loans/index.html)

### FlexiPay Line of credit

Pay in 1, 3, 6, 9, or 12 months and manage short term cash flow  
- **Amount:** £1,000 to £250,000  
- **Product:** Revolving credit facility  
- **Interest:** 0%  
- **Fees:** From 1.99% per transaction for a 1/mo. term

[Apply now](/content/uk/borrower/flexipay-apply/eligibility/index.html) [Learn more about FlexiPay](/content/uk/payments/flexipay/index.html)

### Cashback business credit card

2% cashback, up to £2,000, for 6 months and uncapped 1% cashback after that  
- **Amount:** £1,000 to £250,000  
- **Product:** Business credit card  
- **Interest:** From 14.9% per year  
- **Fees:** No monthly fee

[Apply now](/content/uk/borrower/rewards-apply/eligibility/index.html) [Learn more about Cashback card](/content/uk/payments/cashback/index.html)

### Government-backed loan

Growth Guarantee Scheme loans for growth, working capital and more  
- **Amount:** £25,001 to £250,000  
- **Product:** Term loan up to 6 years  
- **Interest:** From 13.4% per year  
- **Fees:** One-off completion fee

[Get started](/content/uk/borrower/eligibility/loan-amount-and-term?product_journey=governmentloan/index.html) [Learn more about the scheme](/content/uk/small-business-loans/growth-guarantee-scheme/index.html)

### Asset finance

Fund vehicles, equipment or machinery through our specialist partners  
- **Amount:** £10,000 to £5 million  
- **Product:** Secured loan up to 7 years  
- **Interest:** Varies by provider  
- **Fees:** Varies by provider

[Apply now](/content/uk/borrower/eligibility/loan-amount-and-term?product_journey=assetfinance/index.html) [Learn more about asset finance](/content/uk/businesses/asset-finance/index.html)

## Supporting businesses across the UK

For 15 years and counting, businesses from every corner of the UK have trusted us to help them go further

## About us

Over £18 billion lent to UK businesses since 2010

We offer simple, flexible finance that 100% backs small businesses. From loans to credit.  
More than 135,000 small businesses supported  
A customer transacts with us every 38 seconds  
4.5/5 Trustpilot rating from over 16,700 reviews

## The Funding Circle story

Founded in the UK to give small and medium-sized businesses better access to finance, we’ve helped more than 135,000 businesses borrow £18 billion since 2010.