Don't give up your equity with crowdfunding

With our specialist small business loans you get to keep all the equity in your business

Apply as a limited company without affecting your credit score

Excellent

16,880 reviews

• Apply online in 7 minutes
• Decision in as little as 1 hour
• Borrow £10,000 to £750,000
• Rates from 6.9% per year

Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.

Specialist loans for small businesses

Unlike crowdfunding, our community of investors lend to businesses through Funding Circle, and you pay off your small business loan in fixed monthly repayments. You don’t need to pitch or present business plans, just apply online in 7 minutes and upload or email a few documents.

So you can stay focused on your business, you’ll get a dedicated account manager and a decision in as little as 1 hour. Taking your business to the next level has never been easier.

Finance for almost any purpose

• Boost your cash flow
• Grow your business
• Refurbish premises
• Cover a one-off cost
• Buy new equipment
• Hire extra staff

Check your eligibility in 30 seconds with our online form without affecting your credit score.

Bobbin Bicycles

Bicycle Shop

London

"It was working capital that we needed. We contacted Funding Circle and in about two weeks, we had the money in the bank; it was so quick."

Applying is quick and easy

1. Check if you qualify in 30 seconds

See if you’re eligible without affecting your credit score.

2. Apply online in 7 minutes

Complete our simple form with your details, and we’ll only ask for supporting documents if we need them.

3. Get approved in as little as 1 hour

If approved, you’ll receive no-obligation offer with your personalised rate.

4. Get your funds in a couple of days

Once you accept your offer we'll deposit the money into your account - typically within 48 hours.

Bellissima Weddings

BRIDAL BOUTIQUE

Essex

"...they have faith in you and are behind you cheering you on. It’s not just money taken from a bank."

Looking for a shorter term loan to bridge cash flow gaps?

Get a quick injection of funds, just when your business needs it. Choose from 6 or 12-month terms with no upfront fee if you apply directly.