# An overview of our products

## Explore our finance products

Our products are designed to fit the needs of business owners, and come with decisions in as little as 1 hour

### Borrow

Fast, affordable loans for almost any business need.

[Business loans](/content/uk/small-business-loans/index.html) [Shorter term loan](/content/uk/small-business-loans/short-term-business-loans/index.html) [Asset finance](/content/uk/businesses/asset-finance/index.html) [Vehicle finance](/content/uk/businesses/asset-finance/vehicle-finance/index.html)

### Spend

Earn money back on all your business spending.

[Cashback card](/content/uk/payments/cashback/index.html)

### Pay Later

Flexibly spread business payments into 1, 3, 6, 9, or 12 instalments.

[FlexiPay](/content/uk/payments/flexipay/index.html)

**Business Loan**

- SME term loan  
- Unsecured with Personal Guarantee  
- Amount: £10,000 to £750,000  
- Product: Term loan up to 6 years  
- Interest: From 6.9% per year  
- Fees: One-off completion fee

**Line of credit and business credit card**

- Combined line of credit  
- Unsecured with Personal Guarantee  
- Amount: £1,000 to £250,000  
- Product: Revolving credit facility  
- Interest: 0%  
- Fees: From 1.99% per transaction for a 1 month term

##### Lending to creditworthy and established businesses

1. Average turnover - £1m per annum
2. Average number of years trading - 12 years
3. Average loan size - £87,000
4. Average interest rate - 12.3% per annum
5. Average loan term - 56 months
6. Typical security - unsecured with Personal Guarantee

## Get in touch with Capital Markets

To speak with someone from our investment team, please email us at [capmktswebleads@fundingcircle.com](mailto:capmktswebleads@fundingcircle.com)